Worcester County and Worcester City property record for 481 Granite St, Worcester, MA 01607
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,140 sqft · built 1955 |
| Lot Size | 0.329 acres (14,342 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Jun 2020) |
| Tax Bill | $3,892 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-004-001-5 |
| Primary APN | 45-004-001-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,140 sqft Living Area |
| Gross Area | 3,084 sqft |
| 1st Floor Area | 1,140 sqft |
| Attic | Attic |
| Attic Area | 1,140 sqft |
| Basement Area | 228 sqft |
| Unfinished Basement | 228 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,342 sqft (0.329 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Electric |
|---|
| Account Number | 45-004-001-5 |
|---|---|
| Street Address | 481 GRANITE ST |
| City | WORCESTER |
| State | MA |
| Zip | 01607-1260 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-7 |
| Legal Block | 4 |
| Legal Lot Number | 1-5 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 732802 |
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 481 GRANITE ST, WORCESTER, MA 01607-1260 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2023 | Deed of Trust, Mortgage · Line of Credit LEOMINSTER CU |
| Jun 30, 2020 | Fiduciary Deed, Transfer · Conventional with PMI NATIONS LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 30, 2020 · Amount on Record |
| Deed Sale | Jun 30, 2020 · Amount on Record |
| Prior Sale | Sep 2, 2015 · Amount on Record |
| Deed Book / Page | 62703 / 107 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 481 GRANITE ST, WORCESTER, MA 01607-1260 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0069577-78 |
|---|---|
| Date | Aug 29, 2023 |
| Book Page | 69577/78 |
| Instrument | 71482 |
| Name | LEOMINSTER CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Jun 30, 2020 |
| Property Address | 481 GRANITE ST, WORCESTER, MA 01607-1260 |
| Document Number | 62703-107 |
| Book / Page | 062703 / 000107 |
| Instrument Date | Jun 29, 2020 |
| Instrument | 69584 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $866.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 481 GRANITE ST WORCESTER MA 016071260, WORCESTER, MA 01607-1260 |
| Document Number | 62703-109 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 062703/000109 |
| Instrument | 69585 |
| Name | NATIONS LNDG |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 29, 2050 |
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,892.00 (+5.65%) | $295,100 (+14.87%) Land $119,000 Building $176,100 | $332,595 (+12.54%) |
| 2024 | $295,545 | ||
| 2023 | $3,684.00 | $256,900 Land $103,500 Building $153,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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