Bergen County and Garfield City property record for 481 Grace Ave, Garfield, NJ 07026
| Property Type | Single Family Home |
|---|---|
| Details | 1,946 sqft · built 1922 |
| Lot Size | 0.164 acres (7,126 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Aug 2021) |
| Tax Bill | $11,262 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00210-0000-00031 |
| Primary APN | 21-00210-0000-00031 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,946 sqft Living Area |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Construction Type | Frame |
| Lot Area | 7,126 sqft (0.164 acres) |
| Lot Dimensions | 95 ft deep x 75 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 005884 |
|---|---|
| Street Address | 481 GRACE AVE |
| City | GARFIELD |
| State | NJ |
| Zip | 07026-2058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 7125 SF 32-33 |
| Legal Block | 210 |
| Legal Lot Number | 31 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | GARFIELD |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 21101 |
481 Grace Ave is owned and occupied by two individuals who bought it in August 2021.
Source: Bergen County and Garfield City records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 481 GRACE AVE, GARFIELD, NJ 07026-2058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2021 · Amount on File |
| Deed Sale | Aug 23, 2021 · Amount on File |
| Prior Sale | Feb 25, 2013 · Amount on File |
| Deed Document Number | 2021134576 |
| Deed Book / Page | 4341 / 1372 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 23, 2021 |
| Property Address | 481 GRACE AVE, GARFIELD, NJ 07026-2058 |
| Document Number | 0043411372 |
| Book / Page | 4341 / 1372 |
| Instrument Date | Jul 2, 2021 |
| Instrument | 2021134576 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,715.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 481 GRACE AVE, 481, GARFIELD, NJ 07026-2058 |
| Name | Verified Name |
|---|---|
| Address | 481 GRACE AVE, GARFIELD, NJ 07026-2058 |
| Document Number | 2021134577 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 2021134577 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 481 Grace Ave was $11,262, up 4.3% from the year before.
Source: Bergen County and Garfield City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Garfield City |
| Unified School District | Garfield City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $323,700 (-) Land $140,600 Building $183,100 | $323,700 (-) Land $140,600 Building $183,100 | |
| 2025 | $11,262.00 (+4.27%) | $323,700 Land $140,600 Building $183,100 | $323,700 Land $140,600 Building $183,100 |
| 2024 | $10,801.00 | ||
| 2023 | $323,700 Land $140,600 Building $183,100 | $323,700 Land $140,600 Building $183,100 | |
| 2022 | $10,096.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 481 Grace Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 481 Grace Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 646 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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