481 Geranium St, Graniteville, SC 29829 Property Records

Aiken County property record for 481 Geranium St, Graniteville, SC 29829

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,264 sqft · built 2021
Owner	Individual Name on File
Last Sale	$300,000 (Sep 2026)
Tax Bill	$1,005 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`048-00-46-027`

Property Details

APN / Parcel Number

Primary APN	`048-00-46-027`
Alternative APN	`R2025114962`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,264 sqft Living Area
Gross Area	2,699 sqft
1st Floor Area	2,264 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Frame Siding
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	360 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	R2025114962
Street Address	481 GERANIUM ST
City	GRANITEVILLE
State	SC
Zip	29829-3243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE SUMMIT II AT FLAT ROCK LOT 82
Legal Subdivision	THE SUMMIT II AT FLAT ROCK
Legal Lot Number	82
Jurisdiction	AIKEN SC
Township / Civil Division	AIKEN
Census Block Group	2
Census Block	2000
Census Tract	20401

Owner

481 Geranium St is owned and occupied by an individual who bought it in September 2026.

Source: Aiken County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	481 GERANIUM ST, GRANITEVILLE, SC 29829-3243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Dec 8, 2021	Warranty Deed, Subdivision Related Transfer · FHA Mortgage GUILD MORTGAGE CO
Apr 14, 2021	Deed, Transfer · Commercial Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2026 · Amount on File
Deed Sale	Sep 28, 2026 · Amount on File
Prior Sale	Mar 13, 2026 · Amount on File
Deed Document Number	202625121
Deed Book / Page	5353 / 314
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	AIKEN SC
Recording Date	Sep 28, 2026
Property Address	481 GERANIUM ST, GRANITEVILLE, SC 29829-3243
Document Number	0000025121
Book / Page	5353 / 314
Instrument Date	Sep 24, 2026
Instrument	202625121
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$78,780.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 GERANIUM ST, GRANITEVILLE, SC 29829-3243

Mortgage

Document Number	0000025122,
Date	Sep 28, 2026
Instrument	202625122

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

December 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	AIKEN SC
Recording Date	Dec 8, 2021
Property Address	481 GERANIUM ST, GRANITEVILLE, SC 29829-3243
Document Number	04983/0067
Book / Page	4983 / 67
Map Reference	MB PL 61 PG 957
Instrument Date	Dec 7, 2021
Instrument	2021037185
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 28, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$852.85
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 GERANIUM ST, GRANITEVILLE, SC 29829-3243

Mortgage

Document Number	2021037186
Date	Dec 8, 2021
Instrument	2021037186

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	AIKEN SC
Recording Date	Apr 14, 2021
Property Address	481 GERANIUM ST, GRANITEVILLE, SC 29829-3243
Document Number	04922/0309
Book / Page	4922 / 309
Map Reference	MB 61 PG 957
Instrument Date	Apr 5, 2021
Instrument	2021010736
Transaction Type	Transfer
Record Updated	Apr 28, 2023

Transaction

Amount	Amount on Record
Tax	$1,365.30
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 N ROYAL TOWER DR, IRMO, SC 29063-2791

Mortgage

Document Number	2021010716
Date	Apr 14, 2021
Instrument	2021010716

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 481 Geranium St was $1,005.

Source: Aiken County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Aiken County
Unified School District	Aiken County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,005.00	$9,190	$229,750 Land $41,000 Building $188,750
2023	$1,007.00	$9,190 Land $1,640 Building $7,550	$229,750 Land $41,000 Building $188,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 481 Geranium St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 481 Geranium St is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BREEZY HILL W/D serves 21,197 people · EPA ID SC0220006
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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