481 FM 52, Graford, TX 76449 Property Records

Palo Pinto County property record for 481 FM 52, Graford, TX 76449

Property Summary

Property Type	General Agricultural/Rural
Details	2,613 sqft · built 2007
Lot Size	17 acres (744,353 sqft)
Owner	2 Individual Names on File
Last Sale	$444,000 (Feb 2025)
Tax Bill	$3,320 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R000030796`

Property Details

APN / Parcel Number

Primary APN	`R000030796`
Alternative APN	`031652050`

Interior

Building Area	2,613 sqft Total Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	744,353 sqft (17 acres)
Garage Type	Carport
Garage Area	672 sqft
Carport	Carport
Carport Area	672 sqft
Porch	Porch
Porch Area	1,144 sqft

Location & Zoning

Account Number	R000030796
Street Address	481 FM 52
City	GRAFORD
State	TX
Zip	76449-4130
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	AB 461 TR 2-3 A TE&L CO 885 G#10461-00-00020-003-0A-0
Legal Subdivision	A TE&L CO 885 SURVEY A-461
Legal Tract	2-3
Jurisdiction	PALO PINTO TX
Township / Civil Division	GRAFORD
Census Block Group	3
Census Block	3021
Census Tract	100

Owner

481 FM 52, an agricultural property, is owned and occupied by two individuals who bought it in February 2025.

Source: Palo Pinto County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	481 FM 52, GRAFORD, TX 76449-4130
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2017	Deed of Trust, Mortgage · Line of Credit QUICKEN LOANS INC
Nov 15, 2021	Vendor's Lien, Transfer · Conventional Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2025 · Amount on File
Deed Sale	Feb 4, 2025 · Amount on File
Prior Sale	Nov 15, 2021 · Amount on File
Deed Document Number	2025631
Deed Book / Page	2579 / 885
Prior Transfer Date	Nov 10, 2021
Prior Transfer Doc	002411/703
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALO PINTO TX
Property Address	481 FM 52, GRAFORD, TX 76449-4130
Transaction Type	Mortgage
Record Updated	Dec 14, 2023
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02206/0248
Date	Oct 26, 2017
Book Page	2206/0248
Instrument	2017-00005549

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	PALO PINTO TX
Recording Date	Nov 15, 2021
Property Address	481 FM 52, GRAFORD, TX 76449-4130
Document Number	002411/703
Book / Page	2411 / 703
Map Reference	VOL 1286 PG 882
Instrument Date	Nov 10, 2021
Instrument	2021-00008209
Transaction Type	Transfer
Record Updated	Dec 14, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	481 FM 52, GRAFORD, TX 76449-4130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 FM 52, GRAFORD, TX 76449-4130

Mortgage

Document Number	202100008210
Date	Nov 15, 2021
Instrument	2021-00008210

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 481 FM 52 was $3,320 with a homeowner's exemption, up 16% from the year before.

Source: Palo Pinto County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Palo Pinto County
Unified School District	Graford Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,320.00 (+16%) Homeowner's exemption	$1,400	$257,410
2024	$2,862.00 (+0.07%)
2023	$2,860.00 (-61.1%) Homeowner's exemption	$225,290	$225,290
2022	$7,352.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 481 FM 52 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective March 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2015–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Mar 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 481 FM 52 is high, ranking above 79% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 72% of Texas
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
AMA TechTel Communications Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on FM 52

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