481 Florence Ave, Fairborn, OH 45324 Property Records

Greene County property record for 481 Florence Ave, Fairborn, OH 45324

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,136 sqft · built 1954
Lot Size	0.15 acres (6,540 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Oct 2004)
Tax Bill	$1,622 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A021028032`

Property Details

APN / Parcel Number

Primary APN	`A021028032`
Alternative APN	`A02-0001-0028.0-0032.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,136 sqft Living Area
1st Floor Area	1,136 sqft
Family Room	Family Room

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,540 sqft (0.15 acres)
Lot Width	60 ft Width
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	481 FLORENCE AVE
City	FAIRBORN
State	OH
Zip	45324-4305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	DELRAY 3 ALL LOT 2338 481 FLORENCE AVE
Legal Subdivision	DELRAY 3
Legal Lot Number	2338
Jurisdiction	GREENE OH
Township / Civil Division	BATH
Census Block Group	3
Census Block	3009
Census Tract	200500

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	481 FLORENCE AVE, FAIRBORN, OH 45324-4305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Feb 20, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2004 · Amount on Record
Deed Sale	Oct 5, 2004 · Amount on Record
Deed Document Number	200430055
Deed Book / Page	2321 / 479
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Recording Date	Jun 4, 2026
Property Address	481 FLORENCE AVE, FAIRBORN, OH 45324-4305
Document Number	0000008977
Instrument Date	May 29, 2026
Instrument	20268977
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET MORTGAGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 FLORENCE AVE, FAIRBORN, OH 45324-4305

Mortgage

Document Number	0000008977,
Date	Jun 4, 2026
Instrument	20268977

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	481 FLORENCE AVE, FAIRBORN, OH 45324-4305
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 FLORENCE AVE, FAIRBORN, OH 45324-4305

Mortgage

Document Number	0000002044
Date	Feb 20, 2024
Instrument	2024002044

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Bath Township
Municipality	Fairborn City
Unified School District	Fairborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,622.00 (-4.92%)	$36,500 (-) Land $8,780 Building $27,720
2024	$1,706.00 (-1.04%)	$36,500 (-) Land $8,780 Building $27,720
2023	$1,724.00 (+29.92%)	$36,500 (+55.12%) Land $8,780 Building $27,720	$104,280 (+55.11%) Land $25,080 Building $79,200
2022	$1,327.00	$23,530 Land $6,270 Building $17,260
2020			$67,230 Land $17,920 Building $49,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRBORN PUBLIC WATER SYSTEM private · serves 34,620 people · EPA ID OH2900612
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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