Kittitas County property record for 481 Ermine Loop, Cle Elum, WA 98922
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 720 sqft · built 1989 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $380,000 (Mar 2026) |
| Tax Bill | $1,884 (2024) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | P140534 |
| Primary APN | P140534 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| Gross Area | 985 sqft |
| 1st Floor Area | 720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | A-Frame |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 26,572 sqft (0.61 acres) |
| View / Lot | Flood Plain |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 224 sqft |
| Deck Area | 283 sqft |
| Patio Area | 590 sqft |
| Storage Building | 96 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Sewer | Septic |
| Street Address | 481 ERMINE LOOP |
|---|---|
| City | CLE ELUM |
| State | WA |
| Zip | 98922-9425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | KC-R-3 |
| Legal Description | ACRES .61, ELK MEADOWS PARK #2 LT 15 SEC. 22; TWP. 20; RGE. 14; |
| Legal Range | 14 |
| Legal Township | 20 |
| Legal Section | 22 |
| Legal Subdivision | ELK MEADOWS PARK |
| Legal Lot Number | 15 |
| Jurisdiction | KITTITAS WA |
| Township / Civil Division | MANASTASH RIDGE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 975201 |
Source: Kittitas County records, as of April 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 481 ERMINE LOOP, CLE ELUM, WA 98922-9425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2026 · Amount on Record |
| Deed Sale | Mar 27, 2026 · Amount on Record |
| Deed Document Number | 2026032751 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KITTITAS WA |
| Recording Date | Mar 27, 2026 |
| Property Address | 481 ERMINE LOOP, CLE ELUM, WA 98922-9425 |
| Document Number | 0003270051 |
| Map Reference | MB 5 PG 27 & 28 |
| Instrument Date | Mar 16, 2026 |
| Instrument | 202603270051 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF WA I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,085.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 481 ERMINE LOOP, CLE ELUM, WA 98922-9425 |
| Document Number | 0003270052 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | 202603270052 |
| Name | KYBER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
Source: Kittitas County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Kittitas County |
| Unified School District | Cle Elum-Roslyn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $308,600 (+12.23%) Land $104,160 Building $204,440 | $308,600 (+12.23%) Land $104,160 Building $204,440 | |
| 2024 | $1,884.00 | ||
| 2023 | $274,960 Land $89,280 Building $185,680 | $274,960 Land $89,280 Building $185,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 42 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 13 (2011–2025) |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 86% of Washington |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KITTITAS COUNTY WATER DISTRICT #5 serves 700 people · EPA ID WA5342704 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Inland Cellular Cable | 500 / 20 |
| Gigabeam Internet Fixed Wireless | 300 / 300 |
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