481 E Orchard St, Rialto, CA 92376 Property Records

San Bernardino County property record for 481 E Orchard St, Rialto, CA 92376

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,143 sqft · built 2021
Lot Size	0.237 acres (10,301 sqft)
Owner	2 Individual Names on Record
Last Sale	$564,000 (Mar 2022)
Tax Bill	$8,185 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0131-371-20-0000`

Property Details

APN / Parcel Number

Primary APN	`0131-371-20-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,143 sqft Living Area
Gross Area	2,543 sqft
1st Floor Area	900 sqft
2nd Floor Area	1,243 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	10,301 sqft (0.237 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	106 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	481 E ORCHARD ST
City	RIALTO
State	CA
Zip	92376-2105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 17708 LOT 20 BOOK 348 PAGE 97 AND INT IN COMMON AREA TOGETHER WITH THAT PORTION OF ORCHARD STREET VACATED ADJACENT ON THE NORTH AND THAT PORTION OF JOYCE AVENUE VACATED ADJACENT ON THE EAST.
Legal Subdivision	TRACT NO 17708
Legal Tract	17708
Legal Block	2
Legal Lot Number	20
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2003
Census Tract	3607

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	481 E ORCHARD ST, RIALTO, CA 92376-2105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · Commercial Mortgage ARIXA ENHANCED INCOME FUND LP
Mar 11, 2022	Grant Deed, Transfer · Conventional Mortgage ROYAL PACIFIC FUNDING CORP
Oct 13, 2020	Grant Deed, Transfer · Commercial Mortgage SECURED INCOME GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2022 · Amount on Record
Deed Sale	Mar 11, 2022 · Amount on Record
Prior Sale	Oct 13, 2020 · Amount on Record
Deed Document Number	202294936
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	481 E ORCHARD ST, RIALTO, CA 92376-2105
Transaction Type	Mortgage
Record Updated	Sep 20, 2022
Title Company	FIRST AMERICAN TITLE CO HSD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000232371
Date	May 20, 2021
Instrument	2021-0232371

Lender

Name	ARIXA ENHANCED INCOME FUND LP
Type	Non-Lending Institution
Address	LOS ANGELES, CA 90024

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	16 Months
Due	Sep 1, 2022

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 11, 2022
Property Address	481 E ORCHARD ST, RIALTO, CA 92376-2105
Document Number	0000094936
Map Reference	MB 348 PG 97-99
Instrument Date	Feb 7, 2022
Instrument	2022-0094936
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	481 EAST ORCHARD STREET, RIALTO, CA 92376-2105

Mortgage

Document Number	0000094937
Date	Mar 11, 2022
Instrument	2022-0094937

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 13, 2020
Property Address	481 E ORCHARD ST, RIALTO, CA 92376-2105
Document Number	0000390282
Map Reference	MB 348 PG 97-99
Instrument Date	Oct 1, 2020
Instrument	2020-0390282
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8628 HILLSIDE RD, ALTA LOMA, CA 91701-1963
Investor	Possibly a Property Investor

Mortgage

Document Number	0000390283
Date	Oct 13, 2020
Instrument	2020-0390283

Lender

Name	SECURED INCOME GROUP INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	25 Months
Due	Nov 1, 2022

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rialto City
Unified School District	Rialto Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$610,482 (+2%) Land $152,621 Building $457,861
2025	$8,185.00 (-2.33%)	$598,511 (+4.04%) Land $149,628 Building $448,883
2023	$8,380.00 (+11.47%)	$575,270 Land $143,818 Building $431,452
2022	$7,518.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIALTO serves 59,264 people · EPA ID CA3610038
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 801 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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