Berks County property record for 481 E Main St, Kutztown, PA 19530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,615 sqft · built 1910 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $128,000 (Apr 2017) |
| Tax Bill | $1,149 (2026) |
| Deeds & Mortgages | May 2023 Line of Credit Sep 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5454-17-00-3668 |
| Primary APN | 5454-17-00-3668 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,615 sqft Living Area |
| Basement Area | 200 sqft |
| Game Room | Game Room |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,920 sqft (0.09 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 55003980 |
|---|---|
| Street Address | 481 E MAIN ST |
| City | KUTZTOWN |
| State | PA |
| Zip | 19530-1216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | BERKS PA |
| Township / Civil Division | KUTZTOWN |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 14000 |
Source: Berks County assessment roll, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 481 E MAIN ST, KUTZTOWN, PA 19530-1216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2023 | Deed of Trust, Mortgage · Line of Credit QNB BANK |
| Sep 27, 2021 | Deed of Trust, Mortgage · Line of Credit QNB BANK |
| Sep 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QNB BANK |
| Apr 12, 2017 | Grant Deed, Transfer · Conventional with PMI FIRST NTHRN BK&TR CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 12, 2017 · Amount on Record |
| Deed Sale | Apr 12, 2017 · Amount on Record |
| Prior Sale | May 6, 2009 · Amount on Record |
| Deed Document Number | 201713095 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 481 E MAIN ST, KUTZTOWN, PA 19530-1216 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 481 E MAIN ST, KUTZTOWN, PA 19530-1216 |
| Document Number | 0000012630 |
|---|---|
| Date | May 4, 2023 |
| Instrument | 2023012630 |
| Name | QNB BANK |
|---|---|
| Type | Bank |
| Address | QUAKERTOWN, PA 18951 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 481 E MAIN ST, KUTZTOWN, PA 19530-1216 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000048299 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 2021048299 |
| Name | QNB BANK |
|---|---|
| Type | Bank |
| Address | QUAKERTOWN, PA 18951 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 481 E MAIN ST, KUTZTOWN, PA 19530-1216 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2021 |
| Title Company | WOODSTONE SETTLEMENT SERVICES, WOODSTONE SETTLEMENT SVCS |
| Name | Verified Name |
|---|
| Document Number | 0000047483 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 2021047483 |
| Name | QNB BANK |
|---|---|
| Type | Bank |
| Address | QUAKERTOWN, PA 18951 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Apr 12, 2017 |
| Property Address | 481 E MAIN ST, KUTZTOWN, PA 19530-1216 |
| Document Number | 0000013095 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 13095 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2018 |
| Title Company | PARAMOUNT ABSTRACT INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,280.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1035 CIRCLE DR PALMERTON PA 180711347, PALMERTON, PA 18071-1347 |
| Document Number | 13096 |
|---|---|
| Date | Apr 12, 2017 |
| Instrument | 13096 |
| Name | FIRST NTHRN BK&TR CO |
|---|---|
| Type | Bank |
| Address | PALMERTON, PA 18071 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 11, 2047 |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Kutztown Borough |
| Unified School District | Kutztown Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,149.00 (+7.69%) | $77,100 (-) Land $31,500 Building $45,600 | $31,500 (-59.14%) Land $31,500 |
| 2024 | $1,067.00 | $77,100 Land $31,500 Building $45,600 | |
| 1994 | $77,100 Land $31,500 Building $45,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 20 (1979–2020) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Aug 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KUTZTOWN BOROUGH WATER serves 14,200 people · EPA ID PA3060041 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Service Electric Television Cable | 2,000 / 200 |
| Borough of Kutztown Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures