481 E Dells Rd, Silver Lake, WI 53170 Property Records

Kenosha County property record for 481 E Dells Rd, Silver Lake, WI 53170

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,987 sqft · built 1989
Lot Size	0.389 acres (16,988 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Dec 2020)
Tax Bill	$4,643 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-4-120-083-3100`

Property Details

APN / Parcel Number

Primary APN	`70-4-120-083-3100`
Alternative APN	`7541200833100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,987 sqft Living Area
1st Floor Area	1,104 sqft
Basement Area	1,104 sqft
Finished Basement	883 sqft

Exterior

Year Built	Built 1989
Architectural Style	Bi-Level
Exterior Material	Fiber Cement Siding
Lot Area	16,988 sqft (0.389 acres)
Lot Dimensions	140 ft deep x 120 ft wide
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Well

Location & Zoning

Old Parcel Number	7541200833100
Street Address	481 E DELLS RD
City	SILVER LAKE
State	WI
Zip	53170-1628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1088-G LOT 1 B 18 WISCONSIN SILVER LAKE BEACH SUB UNIT 2 SEC 8 & 17 T 1 R 20 DOC#1039319 DOC#1760555 DOC#1807726 (2018 MUNICI
Legal Range	20E
Legal Township	01N
Legal Section	08
Legal Quarter	SW
Legal Subdivision	WISCONSIN
Legal Block	18
Legal Lot Number	1
Jurisdiction	KENOSHA WI
Township / Civil Division	SALEM LAKES
Census Block Group	1
Census Block	1027
Census Tract	2903

Owner

Source: Kenosha County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	481 E DELLS RD, SILVER LAKE, WI 53170-1628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage EDUCATORS CU
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Dec 17, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Nov 7, 2017	Warranty Deed, Transfer · Conventional with PMI UNIVERSITY/WI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2020 · Amount on Record
Deed Sale	Dec 17, 2020 · Amount on Record
Prior Sale	Nov 7, 2017 · Amount on Record
Deed Document Number	1886016
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENOSHA WI
Property Address	481 E DELLS RD, SILVER LAKE, WI 53170-1628
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001933399
Date	Aug 2, 2022
Instrument	1933399

Lender

Name	EDUCATORS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENOSHA WI
Property Address	481 E DELLS RD, SILVER LAKE, WI 53170-1628
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001908673
Date	Aug 26, 2021
Instrument	1908673

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENOSHA WI
Recording Date	Dec 17, 2020
Property Address	481 E DELLS RD, SILVER LAKE, WI 53170-1628
Document Number	0001886016
Instrument Date	Dec 14, 2020
Instrument	1886016
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	FIDELITY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001886017
Date	Dec 17, 2020
Instrument	1886017

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENOSHA WI
Recording Date	Nov 7, 2017
Property Address	481 E DELLS RD, SILVER LAKE, WI 53170-1628
Document Number	0001807726
Instrument Date	Oct 30, 2017
Instrument	1807726
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	481 E DELLS RD SILVER LAKE WI 531701628, SILVER LAKE, WI 53170-1628

Mortgage

Document Number	1807727
Date	Nov 7, 2017
Instrument	1807727

Lender

Name	UNIVERSITY/WI CU
Type	Credit Union
Address	MADISON, WI 53744-4963

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2047

Tax Assessment & Valuation

Source: Kenosha County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Kenosha County
Municipality	Salem Lakes Village
Elementary School District	Silver Lake Joint No. 1 School District (KG - 08)
Secondary School District	Wilmot Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,643.00 (+26.1%) Homeowner's exemption	$340,900 (+15.76%) Land $71,900 Building $269,000	$356,837 (+16.02%) Land $75,261 Building $281,576
2023	$3,682.00 Homeowner's exemption	$294,500 Land $62,800 Building $231,700	$307,561 Land $65,585 Building $241,976

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	10 units insured incl. 6 condo units
Nearby Flood Claims	4 (2004–2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKECREST SHORES LLC private · serves 88 people · EPA ID WI2300103
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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