481 E Beacon St, Philadelphia, MS 39350 Property Records

Neshoba County property record for 481 E Beacon St, Philadelphia, MS 39350

Property Summary

Property Type	Office Building
Details	5,891 sqft · built 1970
Lot Size	0.432 acres (18,810 sqft)
Owner	Individual Name on Record
Tax Bill	$6,181 (2025)
Deeds & Mortgages	Jul 2024 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06330C-00E-032.000`

Property Details

APN / Parcel Number

Primary APN	`06330C-00E-032.000`
Alternative APN	`7427`

Interior

Units	3 Units
Building Area	5,891 sqft Total Area
1st Floor Area	5,760 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Roof Type	Gable
Roof Material	Metal
Lot Area	18,810 sqft (0.432 acres)
Lot Dimensions	190 ft deep x 99 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	7427
Street Address	481 E BEACON ST
City	PHILADELPHIA
State	MS
Zip	39350-2425
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	LOTS 1 & 2 E-6 SOUTHEAST DIV PB 1 PG 53
Legal Range	12E
Legal Township	11N
Legal Section	30
Legal Subdivision	SOUTHEAST
Legal Lot Number	1-2
Jurisdiction	NESHOBA MS
Township / Civil Division	3
Census Block Group	1
Census Block	1032
Census Tract	10400

Owner

Source: Neshoba County records, as of April 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	625 MIDWAY RD, NEWTON, MS 39345-8003
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF PHILADELPHIA
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK OF PHILADELPHIA
Oct 27, 2021	Special Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK OF PHILADELPHIA
Nov 12, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2021
Deed Sale	Oct 27, 2021
Prior Sale	Nov 12, 2020
Deed Document Number	20214373
Deed Book / Page	2021 / 4373
Record Updated	Sep 20, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	481 E BEACON ST, PHILADELPHIA, MS 39350-2425
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02024/4295
Date	Jul 10, 2024
Book Page	2024/4295
Instrument	2024-4295

Lender

Name	CITIZENS BANK OF PHILADELPHIA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 15, 2029

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	481 E BEACON ST, PHILADELPHIA, MS 39350-2425
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/9437
Date	Oct 27, 2021
Book Page	2021/9437
Instrument	2021-9437

Lender

Name	CITIZENS BANK OF PHILADELPHIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 9, 2025

Interest

Rate Type	Fixed Rate

October 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	NESHOBA MS
Recording Date	Oct 27, 2021
Property Address	481 E BEACON ST, PHILADELPHIA, MS 39350-2425
Document Number	02021/4373
Book / Page	2021 / 4373
Map Reference	MB 1-188 PG 715
Instrument Date	Oct 27, 2021
Instrument	2021-4373
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	521 W MAIN ST, PHILADELPHIA, MS 39350-2544

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 LINE ST, PHILADELPHIA, MS 39350-2173

Mortgage

Document Number	0020219437
Date	Oct 27, 2021
Instrument	2021/9437

Lender

Name	CITIZENS BANK OF PHILADELPHIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	49 Months
Due	Nov 9, 2025

Interest

Rate Type	Fixed Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NESHOBA MS
Recording Date	Nov 12, 2020
Property Address	481 E BEACON ST, PHILADELPHIA, MS 39350-2425
Document Number	02020/5322
Book / Page	2020 / 5322
Instrument Date	Nov 2, 2020
Transaction Type	Transfer
Record Updated	Nov 14, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 78, PHILADELPHIA, MS 39350-0078

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 DECATUR ST, NEWTON, MS 39345-2313

Tax Assessment & Valuation

Source: Neshoba County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Neshoba County
Municipality	Philadelphia City
Unified School District	Philadelphia Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,181.00 (-0.4%)	$45,114 (+12.41%)	$300,760 (+12.41%) Land $31,480 Building $269,280
2024	$6,206.00 (+12%)
2023	$5,541.00 (-0.13%)	$40,134	$267,560 Land $31,480 Building $236,080
2021	$5,548.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHILADELPHIA serves 6,921 people · EPA ID MS0500008
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable	10,000 / 10,000
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000

May also be available: AT&T, T-Mobile.

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