Montgomery County property record for 481 Darnell Dr, Dayton, OH 45431
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,173 sqft · built 1955 |
| Lot Size | 0.174 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $155,000 (Oct 2026) |
| Tax Bill | $1,492 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Jun 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | I39-01105-0017 |
| Primary APN | I39-01105-0017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,173 sqft Living Area |
| 1st Floor Area | 1,173 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 7,405 sqft (0.174 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Carport |
| Garage Area | 288 sqft |
| Carport | Carport |
| Carport Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 240 sqft |
| Patio Area | 168 sqft |
| Canopy | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 481 DARNELL DR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45431-2058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 474 EASTVIEW 10 |
| Legal Subdivision | EASTVIEW 10 |
| Legal Lot Number | 17 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | RIVERSIDE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 90700 |
481 Darnell Dr is owned and occupied by two individuals who bought it in October 2026.
Source: Montgomery County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 481 DARNELL DR, DAYTON, OH 45431-2058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2026 | Warranty Deed, Transfer · FHA Mortgage LOWER LLC |
| Jun 12, 2026 | Affidavit, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2026 · Amount on File |
| Deed Sale | Oct 8, 2026 · Amount on File |
| Deed Document Number | 202660207 |
| Prior Transfer Date | May 22, 2026 |
| Prior Transfer Doc | 0000035186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Oct 8, 2026 |
| Property Address | 481 DARNELL DR, DAYTON, OH 45431-2058 |
| Document Number | 0000060207 |
| Instrument Date | Sep 16, 2026 |
| Instrument | 202660207 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $46,965.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 481 DARNELL DR, DAYTON, OH 45431-2058 |
| Document Number | 0000060208, |
|---|---|
| Date | Oct 8, 2026 |
| Instrument | 202660208 |
| Name | LOWER LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Affidavit |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jun 12, 2026 |
| Property Address | 481 DARNELL DR, DAYTON, OH 45431-2058 |
| Document Number | 0000035186 |
| Instrument Date | May 22, 2026 |
| Instrument | 202635186 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 481 DARNELL DR, DAYTON, OH 45431-2058 |
The 2025 property tax bill for 481 Darnell Dr was $1,492.
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Riverside City |
| Unified School District | Mad River Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,492.00 | $38,600 Land $8,030 Building $30,570 | $110,280 Land $22,950 Building $87,330 |
| 2024 | $1,492.00 (+3.97%) | ||
| 2023 | $1,435.00 (+35.63%) | $38,600 (+55.96%) Land $8,030 Building $30,570 | $110,280 Land $22,950 Building $87,330 |
| 2022 | $1,058.00 | $24,750 Land $5,250 Building $19,500 | |
| 2020 | $70,710 Land $15,000 Building $55,710 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 481 Darnell Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 481 Darnell Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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