481 Cooper Rd, Big Sandy, TN 38221 Property Records

Benton County property record for 481 Cooper Rd, Big Sandy, TN 38221

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,860 sqft · built 2019
Lot Size	1.13 acres (49,378 sqft)
Owner	Individual Name on File
Tax Bill	$967 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003039 00401`

Property Details

APN / Parcel Number

Primary APN	`003039 00401`
Alternative APN	`039 00401`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,860 sqft Living Area
1st Floor Area	1,860 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Mobile/Manufactured
Exterior Material	Siding
Lot Area	49,378 sqft (1.13 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	481 COOPER RD
City	BIG SANDY
State	TN
Zip	38221-5031
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 08, COUNTY AREA: M08
Legal Subdivision	BLK T
Legal Block	T
Jurisdiction	BENTON TN
Township / Civil Division	6
Census Block Group	4
Census Block	4049
Census Tract	963000

Owner

481 Cooper Rd, a mobile home, is owned and occupied by an individual who acquired it in May 2018.

Source: Benton County records, as of December 23, 2025

Owner of Record	Individual Name on File
Mailing Address	481 COOPER RD, BIG SANDY, TN 38221-5031
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL BANK AND TRUST
Dec 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL BANK AND TRUST
May 9, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 1976
Deed Sale	Jun 7, 1976
Deed Book / Page	97 / 387
Last Transfer Date	May 9, 2018
Transfer Doc	000303/758
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON TN
Property Address	481 COOPER RD, BIG SANDY, TN 38221-5031
Transaction Type	Mortgage
Record Updated	Mar 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 COOPER RD, BIG SANDY, TN 38221-5031

Mortgage

Document Number	0000000328/0000000749
Date	Jan 13, 2020
Book Page	0000000328/0000000749
Instrument	100385

Lender

Name	COMMERCIAL BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON TN
Property Address	481 COOPER RD, BIG SANDY, TN 38221-5031
Transaction Type	Mortgage
Record Updated	Mar 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 COOPER RD, BIG SANDY, TN 38221-5031

Mortgage

Document Number	0000000312/0000000532
Date	Dec 27, 2018
Book Page	0000000312/0000000532
Instrument	96885

Lender

Name	COMMERCIAL BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2019

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BENTON TN
Recording Date	May 9, 2018
Property Address	481 COOPER RD, BIG SANDY, TN 38221-5031
Document Number	000303/758
Book / Page	303 / 758
Instrument Date	May 9, 2018
Instrument	94866
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 SULPHUR CREEK RD, BIG SANDY, TN 38221-4342

Tax Assessment & Valuation

The 2025 property tax bill for 481 Cooper Rd was $967.

Source: Benton County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Benton County
Unified School District	Benton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$967.00	$56,650 Land $3,375 Building $53,275	$226,600 Land $13,500 Building $213,100
2023	$748.00	$27,425 (-) Land $1,250 Building $26,175
2022	$748.00	$27,425 Land $1,250 Building $26,175	$109,700 Land $5,000 Building $104,700
2020			$109,700 Land $5,000 Building $104,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 481 Cooper Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 481 Cooper Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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