Hampden County and West Springfield Town City property record for 481 Cold Spring Ave, Apt 2, West Springfield, MA 01089
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 541 sqft · built 1943 |
| Owner | Individual Name on Record |
| Last Sale | $41,000 (Mar 2012) |
| Tax Bill | $1,448 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | C01-17048-12-001 |
| Primary APN | C01-17048-12-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Units | 4 Units |
| Stories | 1 Story |
| Building Area | 541 sqft Living Area |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | C01-17048-12-001 |
|---|---|
| Street Address | 481 COLD SPRING AVE, 2 |
| City | WEST SPRINGFIELD |
| State | MA |
| Zip | 01089-4043 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Subdivision | WENTWORTH ESTATE CONDO |
| Legal Block | 17 |
| Legal Lot Number | 4812 |
| Jurisdiction | WEST SPRINGFIELD MA |
| Township / Civil Division | WEST SPRINGFIELD TOWN |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 812300 |
Source: Hampden County and West Springfield Town City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 481 COLD SPRING AVE, 2, WEST SPRINGFIELD, MA 01089-4043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2012 · Amount on Record |
| Deed Sale | Mar 16, 2012 · Amount on Record |
| Prior Sale | Dec 23, 1999 · Amount on Record |
| Deed Document Number | 20121 |
| Deed Book / Page | 19167 / 584 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Property Address | 481 COLD SPRING AVE APT 2, 2, WEST SPRINGFIELD, MA 01089-4043 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 026074-389 |
|---|---|
| Date | Oct 20, 2025 |
| Book Page | 26074/389 |
| Instrument | 49827 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 325 Months |
| Due | Nov 1, 2052 |
Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | West Springfield Town City |
| Unified School District | West Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,448.00 (+13.04%) | $97,400 (+12.6%) Building $97,400 | $106,210 |
| 2024 | $1,281.00 (+18.94%) | $86,500 (+24.82%) Building $86,500 | |
| 2023 | $1,077.00 | $69,300 Building $69,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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