481 Co Rd 692, Buffalo Gap, TX 79508 Property Records

Taylor County property record for 481 Co Rd 692, Buffalo Gap, TX 79508

Property Summary

Property TypeRural Home
Details2 ba · 1,794 sqft · built 1985
Lot Size6.3 acres (274,428 sqft)
Owner2 Individual Names on Record
Last Sale$1,125,000 (Aug 2019)
Tax Bill$2,444 (2025)
Deeds & MortgagesApr 2021 Mortgage
Feb 2021 Loan Modification
+ 4 more
Flood ZoneZone X (minimal risk)
APNR9150000701

Property Details

APN / Parcel Number

Primary APNR9150000701
Alternative APN
  • 59116

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,794 sqft Living Area
1st Floor Area1,794 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialCombination
Roof TypeGable
Roof MaterialGalvanized Metal
Lot Area274,428 sqft
Garage TypeDetached
Garage Area560 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch
Porch Area355 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address481 COUNTY ROAD 692
CityBUFFALO GAP
StateTX
Zip79508-2117
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionSOUTHERN HILLS ADDN SEC 1, BLOCK A, LOT NORTH PT OF LT 6, ACRES 6.3
Legal SubdivisionSOUTHERN HILLS ADDN SEC 1
Legal BlockA
Legal Lot Number6
JurisdictionTAYLOR TX
Township / Civil DivisionJIM NED
Census Block Group3
Census Block3021
Census Tract13502

Owner

Source: Taylor County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address481 COUNTY ROAD 692, BUFFALO GAP, TX 79508-2117
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST FINANCIAL BANK NA
Feb 1, 2021Loan Modification, Mortgage
FIRST FIN'L BK&TR
Nov 1, 2020Loan Modification, Mortgage
FIRST FIN'L BK&TR
Aug 1, 2020Loan Modification, Mortgage
NOT AVAILABLE
Jun 15, 2020Warranty Deed, Construction Loan · Construction Mortgage
FIRST BK/TX
Aug 30, 2019Vendor's Lien, Transfer · Commercial Mortgage
FIRST FINANCIAL BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2019 · Amount on Record
Deed SaleAug 30, 2019 · Amount on Record
Deed Document Number201914554
Prior Transfer DateAug 28, 2019
Prior Transfer Doc0000014554
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTAYLOR TX
Property Address481 COUNTY ROAD 692, BUFFALO GAP, TX 79508-2117
Transaction TypeMortgage
Record UpdatedJul 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008676
DateApr 26, 2021
Instrument2021-00008676
Lender
NameFIRST FINANCIAL BANK NA
TypeBank
AddressABILENE, TX 79606
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

February 2021: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionTAYLOR TX
Property Address481 COUNTY ROAD 692, BUFFALO GAP, TX 79508-2117
Document Number0000004267
Instrument DateFeb 1, 2021
Transaction TypeMortgage
Record UpdatedApr 1, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3409 S 14TH ST #110 ABILENE TX 796054956, 110, ABILENE, TX 79605-4956

Mortgage

Document Number0000004267
DateMar 3, 2021
Instrument4267
Lender
NameFIRST FIN'L BK&TR
TypeFunding / Finance Company
AddressABILENE, TX 79604-0701
Agreement
Term12 Months
DueMar 2, 2022

November 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionTAYLOR TX
Property Address481 COUNTY ROAD 692, BUFFALO GAP, TX 79508-2117
Document Number0000022819
Instrument DateNov 1, 2020
Transaction TypeMortgage
Record UpdatedJan 5, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3409 S 14TH ST #110 ABILENE TX 796054956, 110, ABILENE, TX 79605-4956

Mortgage

Document Number0000022819
DateDec 1, 2020
Instrument22819
Lender
NameFIRST FIN'L BK&TR
TypeFunding / Finance Company
AddressABILENE, TX 79604-0701
Agreement
Term12 Months
DueNov 30, 2021

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionTAYLOR TX
Property Address481 COUNTY ROAD 692, BUFFALO GAP, TX 79508-2117
Document Number0000022990
Instrument DateAug 1, 2020
Transaction TypeMortgage
Record UpdatedJan 5, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address481 COUNTY ROAD 692 BUFFALO GAP TX 795082117, BUFFALO GAP, TX 79508-2117

June 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionTAYLOR TX
Recording DateJun 15, 2020
Property Address481 COUNTY ROAD 692, BUFFALO GAP, TX 79508-2117
Document Number0000009957
Instrument DateJun 11, 2020
Instrument9957
Transaction TypeConstruction Loan
Record UpdatedJul 27, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address481 COUNTY ROAD 692 BUFFALO GAP TX 795082117, BUFFALO GAP, TX 79508-2117

Mortgage

Document Number9958
DateJun 15, 2020
Instrument9958
Lender
NameFIRST BK/TX
TypeBank
AddressPO BOX 3737, ABILENE, TX 79604-3737
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 14, 2021

August 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionTAYLOR TX
Recording DateAug 30, 2019
Property Address481 COUNTY ROAD 692, BUFFALO GAP, TX 79508-2117
Document Number0000014554
Map ReferenceDOC 2009-16276
Instrument DateAug 28, 2019
Instrument2019-00014554
Transaction TypeTransfer
Record UpdatedOct 19, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5332 TIFFIN DR, 5332, NORTH RICHLAND HILLS, TX 76180-5951

Transferred To (Grantee/Buyer)

NameVerified Name
Address2042 S 8TH ST, ABILENE, TX 79602-2347

Mortgage

Document Number0000014555
DateAug 30, 2019
Instrument2019-00014555
Lender
NameFIRST FINANCIAL BANK NA
TypeBank
Special NotesSeller Financed
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueAug 1, 2020
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Taylor County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateTexas
CountyTaylor County
Unified School DistrictJim Ned Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$250,471 (-6.01%) Land $37,322 Building $213,149$250,471 (-6.01%) Land $37,322 Building $213,149
2025$2,444.00 (-7.6%) Homeowner's exemption$266,493 (+1.41%) Land $37,322 Building $229,171$266,493 (+1.41%) Land $37,322 Building $229,171
2024$262,784 (-0.71%) Land $37,322 Building $225,462$262,784 (-0.71%) Land $37,322 Building $225,462
2023$2,645.00 (-27.65%) Homeowner's exemption$264,665 Land $37,322 Building $227,343$264,665 Land $37,322 Building $227,343
2022$3,656.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Nearby Flood Policies27 in force
Nearby Flood Claims5 (1994–2015)
Claims Outside the SFHA2 of 5
Most Recent ClaimJul 2015 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 53% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BUFFALO GAP
serves 1,502 people · EPA ID TX2210003
Water SourcePurchased surface water from CITY OF ABILENE
Last State InspectionMar 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Taylor Telephone Cooperative
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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