Hardin County property record for 481 Clymene Rd, Cecilia, KY 42724
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,450 sqft · built 2012 |
| Lot Size | 0.736 acres (32,060 sqft) |
| Owner | Individual Name on File |
| Last Sale | $147,500 (May 2012) |
| Tax Bill | $2,256 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Mar 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-00-03-037 |
| Primary APN | 105-00-03-037 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,450 sqft Living Area |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 32,060 sqft (0.736 acres) |
| Garage Area | 1,276 sqft |
| Parking Spaces | 5 Parking Spaces |
| Patio Area | 168 sqft |
| Heating System | Central |
|---|
| Street Address | 481 CLYMENE RD |
|---|---|
| City | CECILIA |
| State | KY |
| Zip | 42724-8500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AMBROOK EST LT37 #1 |
| Legal Subdivision | AMBROOK EST |
| Legal Block | 3 |
| Legal Lot Number | 37 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | CECILIA |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 1701 |
481 Clymene Rd is owned and occupied by an individual who acquired it in January 2016.
Source: Hardin County records, as of January 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 481 CLYMENE RD, CECILIA, KY 42724-8500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WILSON & MUIR BANK & TRUST CO |
| Mar 28, 2018 | Deed of Trust, Mortgage · Line of Credit FORT KNOX FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2012 · Amount on File |
| Deed Sale | May 7, 2012 · Amount on File |
| Prior Sale | Nov 29, 2011 · Amount on File |
| Deed Book / Page | 1363 / 58 |
| Last Transfer Date | Jan 6, 2016 |
| Transfer Doc | 1419/079 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 481 CLYMENE RD, CECILIA, KY 42724-8500 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2342/796 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 2342/796 |
| Name | WILSON & MUIR BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BARDSTOWN, KY 40004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 481 CLYMENE RD, CECILIA, KY 42724-8500 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000002228/0000000151 |
|---|---|
| Date | Mar 28, 2018 |
| Book Page | 0000002228/0000000151 |
| Instrument | 010586380007 |
| Name | FORT KNOX FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 298 Months |
| Due | Jan 1, 2043 |
The 2025 property tax bill for 481 Clymene Rd was $2,256.
Source: Hardin County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,256.00 | $236,900 Land $24,000 Building $212,900 | $236,900 Land $24,000 Building $212,900 |
| 2023 | $188,300 Land $24,000 Building $164,300 | $188,300 Land $24,000 Building $164,300 | |
| 2021 | $1,829.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 481 Clymene Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 481 Clymene Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 300 / 20 |
5G (outdoors only) and 4G LTE
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