481 Chenocetah Dr, Cornelia, GA 30531 Property Records

Habersham County property record for 481 Chenocetah Dr, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,644 sqft · built 1965
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,412 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`116B004`

Property Details

APN / Parcel Number

Primary APN	`116B004`
Alternative APNs	`651735` `409582`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,644 sqft Heated Area
Gross Area	3,856 sqft
1st Floor Area	1,644 sqft
Basement Area	1,644 sqft
Unfinished Basement	1,644 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	166 ft deep x 143 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	196 sqft
Storage Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	409582
Street Address	481 CHENOCETAH DR
City	CORNELIA
State	GA
Zip	30531-3850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	10-173 PARKVIEW BL 698-398
Legal Subdivision	PARKVIEW
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	2
Census Block	2074
Census Tract	400

Owner

481 Chenocetah Dr is owned and occupied by two individuals.

Source: Habersham County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	481 CHENOCETAH DR, CORNELIA, GA 30531-3850
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Line of Credit MYGEORGIA CREDIT UNION
Aug 9, 2021	Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK
Dec 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	481 CHENOCETAH DR, CORNELIA, GA 30531-3850
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 CHENOCETAH DR, CORNELIA, GA 30531-3850

Mortgage

Document Number	0000001413/0000000765
Date	Oct 22, 2025
Book Page	0000001413/0000000765

Lender

Name	MYGEORGIA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2040

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	481 CHENOCETAH DR, CORNELIA, GA 30531-3850
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 CHENOCETAH DR, CORNELIA, GA 30531-3850

Mortgage

Document Number	0000001273/0000000370
Date	Aug 9, 2021
Book Page	0000001273/0000000370

Lender

Name	REGIONS BANK

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	481 CHENOCETAH DR, CORNELIA, GA 30531-3850
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 CHENOCETAH DR, CORNELIA, GA 30531-3850

Mortgage

Document Number	0000001207/0000000316
Date	Dec 2, 2019
Book Page	0000001207/0000000316

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	144 Months
Due	Jan 1, 2031

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	481 CHENOCETAH DR, CORNELIA, GA 30531-3850
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 CHENOCETAH DR, CORNELIA, GA 30531-3850

Mortgage

Document Number	0000001218/0000000123
Date	Apr 20, 2020
Book Page	0000001218/0000000123

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 481 Chenocetah Dr was $2,412 with a homeowner's exemption.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Cornelia City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,412.00 Homeowner's exemption	$99,244 Land $14,901 Building $84,343	$248,110 Land $37,253 Building $210,857
2023	Homeowner's exemption	$74,436 (+14.06%) Land $7,664 Building $66,772	$186,090 (+14.06%) Land $19,160 Building $166,930
2022	Homeowner's exemption	$65,260 Land $7,664 Building $57,596	$163,150 Land $19,160 Building $143,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 481 Chenocetah Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 481 Chenocetah Dr is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL	1,000 / 25
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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