Brevard County property record for 481 Cardinal Dr, Satellite Beach, FL 32937
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,148 sqft · built 1965 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $815,000 (Dec 2021) |
| Tax Bill | $5,009 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-37-22-75-*-75 |
| Primary APN | 26-37-22-75-*-75 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,148 sqft Living Area |
| Gross Area | 2,787 sqft |
| 1st Floor Area | 2,148 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 105 ft deep x 80 ft wide |
| View / Lot | Canal Front |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 320 sqft |
| Patio Area | 139 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2606608 |
|---|---|
| Street Address | 481 CARDINAL DR |
| City | SATELLITE BEACH |
| State | FL |
| Zip | 32937-3756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-1-11 |
| Legal Description | WATERWAY ESTATES 3RD ADDN LOT 75 |
| Legal Range | 37E |
| Legal Township | 26S |
| Legal Section | 22 |
| Legal Subdivision | WATERWAY ESTATES 3RD ADDN |
| Legal Lot Number | 75 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | INDIALANTIC-MELBOURNE BEACH |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 66900 |
481 Cardinal Dr is owner-occupied and held in a trust since September 2026.
Source: Brevard County records, as of October 13, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 481 CARDINAL DR, SATELLITE BEACH, FL 32937-3756 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2021 · Amount on File |
| Deed Sale | Dec 21, 2021 · Amount on File |
| Prior Sale | Feb 5, 2016 · Amount on File |
| Deed Document Number | 2021331360 |
| Deed Book / Page | 9363 / 2179 |
| Last Transfer Date | Sep 16, 2026 |
| Transfer Doc | 0000193894 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Sep 22, 2026 |
| Property Address | 481 CARDINAL DR, SATELLITE BEACH, FL 32937-3756 |
| Document Number | 0000193894 |
| Book / Page | 10731 / 2392 |
| Instrument Date | Sep 16, 2026 |
| Instrument | 2026193894 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 481 CARDINAL DR, SATELLITE BEACH, FL 32937-3756 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Dec 21, 2021 |
| Property Address | 481 CARDINAL DR, SATELLITE BEACH, FL 32937-3756 |
| Document Number | 0093632179 |
| Book / Page | 9363 / 2179 |
| Map Reference | MB 19 PG 47 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 2021331360 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2022 |
| Title Company | SUPREME TITLE SOLUTIONS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,705.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 FOX HILL LN, 5, DARIEN, CT 06820-2808 |
| Name | Verified Name |
|---|---|
| Address | 481 CARDINAL DR, SATELLITE BEACH, FL 32937-3756 |
| Document Number | 0093632181 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 9363/2181 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 481 Cardinal Dr was $5,009.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $399,990 (+3.1%) | $619,600 (+3.14%) | |
| 2025 | $5,009.00 Homeowner's exemption | $387,980 | $600,730 Land $355,000 Building $245,730 |
| 2023 | $4,652.00 (+7.09%) Homeowner's exemption | $366,070 (+3%) | $614,460 (+18.7%) Land $350,000 Building $264,460 |
| 2022 | $4,344.00 Homeowner's exemption | $355,410 | $517,640 Land $290,000 Building $227,640 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 481 Cardinal Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 236 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 236 in force |
| Nearby Flood Claims | 55 (1981–2024) |
| Claims Outside the SFHA | 27 of 55 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 481 Cardinal Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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