481 Budds Landing Rd, Warwick, MD 21912 Property Records

Cecil County property record for 481 Budds Landing Rd, Warwick, MD 21912

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,245 sqft · built 2004
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$617,500 (Oct 2020)
Tax Bill	$7,017 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-062115`

Property Details

APN / Parcel Number

Primary APN	`01-062115`
Alternative APNs	`1062115` `062115`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,245 sqft Total Area
Basement Area	1,171 sqft
Finished Basement	1,171 sqft
Utility Area	264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Mixed
Garage Area	2,672 sqft
Parking Spaces	9 Parking Spaces

Exterior Amenities

Deck Area	280 sqft
Patio Area	450 sqft
Shed	1 Shed
Shed Area	432 sqft
Stable	864 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	062115
Street Address	481 BUDDS LANDING RD
City	WARWICK
State	MD
Zip	21912-1222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 37 - 5 ACRES 481 BUDDS LANDING ROAD BUDDS LANDING
Legal Subdivision	BUDDS LNDG SEC 02 & 03
Legal Lot Number	37
Jurisdiction	CECIL MD
Township / Civil Division	1, CECILTON
Census Block Group	2
Census Block	2035
Census Tract	30100

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	481 BUDDS LANDING RD, WARWICK, MD 21912-1222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage WILMINGTON SAVINGS FUND SOCIETY FSB
Oct 8, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2020 · Amount on Record
Deed Sale	Oct 8, 2020 · Amount on Record
Prior Sale	Jun 19, 2008 · Amount on Record
Deed Book / Page	4699 / 80
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	481 BUDDS LANDING RD, WARWICK, MD 21912-1222
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	REAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048360270
Date	Apr 1, 2021
Book Page	4836/270

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Non-Lending Institution
Address	9087

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Oct 8, 2020
Property Address	481 BUDDS LANDING RD, WARWICK, MD 21912-1222
Document Number	0046990080
Book / Page	004699 / 000080
Instrument Date	Sep 1, 2020
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$618.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 BUDDS LANDING RD WARWICK MD 219121222, WARWICK, MD 21912-1222

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,017.00 (+3.79%) Homeowner's exemption	$839,733 (+26.42%)	$889,000 (+19.94%) Land $171,500 Building $717,500
2025	$6,761.00 (+29.3%) Homeowner's exemption
2023	$5,229.00 Homeowner's exemption	$664,233	$741,200 Land $171,500 Building $569,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500
Verizon Fixed Wireless	300 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Xfinity.

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