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481 Broadway, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 481 Broadway, Passaic, NJ 07055

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1930
Lot Size0.131 acres (5,689 sqft)
OwnerIndividual Name on Record
Last Sale$260,000 (Sep 2018)
Tax Bill$2,342 (2025)
Deeds & MortgagesJan 2020 Mortgage
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-03281-02-00046

Property Details

APN / Parcel Number

Primary APN07-03281-02-00046
Alternative APN
  • 0703281B00046

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Lot Area5,689 sqft (0.131 acres)
Lot Dimensions175 ft deep x 33 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number0703281B00046
Street Address481 BROADWAY
CityPASSAIC
StateNJ
Zip07055
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal Block3281
Legal Lot Number46
JurisdictionPASSAIC NJ
Township / Civil DivisionPASSAIC
Census Block Group2
Census Block2013
Census Tract175604

Owner

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address483 BROADWAY, PASSAIC, NJ 07055-1939
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2020Deed of Trust, Mortgage · FHA Mortgage
MR COOPER
Sep 17, 2018Deed, Transfer · FHA Mortgage
1ST FINANCIAL INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 17, 2018 · Amount on Record
Deed SaleSep 17, 2018 · Amount on Record
Deed Document Number201842430
Deed Book / Page3403 / 74
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address481 BROADWAY, PASSAIC, NJ 07055
Document Number0000005590
Instrument DateJan 15, 2020
Transaction TypeMortgage
Record UpdatedFeb 25, 2020
Title CompanyVYLLA TITLE LLC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address481 BROADWAY PASSAIC NJ 07055, PASSAIC, NJ 07055

Mortgage

Document Number0000005590
DateJan 30, 2020
Book Page015975/000106
Instrument5590
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 29, 2050

September 2018: Deed, Transfer

Document TypeDeed
JurisdictionPASSAIC NJ
Recording DateSep 17, 2018
Property Address481 BROADWAY, PASSAIC, NJ 07055
Document Number0000042430
Book / PageD3403 / 0074
Instrument DateAug 24, 2018
Instrument2018042430
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$260.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1272 GRAND CONCOURSE2B, 1272, BRONX, NY 10456

Transferred To (Grantee/Buyer)

NameVerified Name
Address483 BROADWAY, PASSAIC, NJ 07055-1939

Mortgage

Document Number0000042431
DateSep 17, 2018
Book PageM15201/0142
Instrument2018042431
Lender
Name1ST FINANCIAL INC
TypeMortgage Company
AddressMILLERSVILLE, MD 21108
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
MunicipalityPassaic City
Unified School DistrictPassaic City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$55,000 (-) Land $46,800 Building $8,200$55,000 (-) Land $46,800 Building $8,200
2025$2,342.00 (+3.31%)$55,000 (-) Land $46,800 Building $8,200$55,000 (-) Land $46,800 Building $8,200
2024$2,267.00 (+6.13%)
2023$55,000 Land $46,800 Building $8,200$55,000 Land $46,800 Building $8,200
2022$2,136.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2021–2023)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPASSAIC VALLEY WATER COMMISSION
serves 310,483 people · EPA ID NJ1605002
Water SourceSurface water
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2021
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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