Lake County property record for 481 Brainard Ave, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 936 sqft · built 1938 |
| Lot Size | 0.279 acres (12,165 sqft) |
| Owner | Company Name on Record |
| Last Sale | $85,000 (Apr 2023) |
| Tax Bill | $2,813 (2024) |
| Deeds & Mortgages | Apr 2023 Sale Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-18-26-0700-000-12300 |
| Primary APN | 12-18-26-0700-000-12300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 784 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Asphalt |
| Lot Area | 12,165 sqft (0.279 acres) |
| Lot Dimensions | 121 ft deep x 100 ft wide |
| Porch | Florida Room |
| Porch Area | 222 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1130301 |
|---|---|
| Street Address | 481 BRAINARD AVE |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | UMATILLA OSCEOLA PARK LOTS 123 124 PB 8 PG 46 ORB 6126 PG 2451 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 12 |
| Legal Subdivision | UMATILLA OSCEOLA PARK |
| Legal Tract | 0700 |
| Legal Lot Number | 123 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 30110 |
Source: Lake County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 41334 N BABB RD, UMATILLA, FL 32784-7635 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Apr 18, 2023 | Warranty Deed, Transfer APPLE TITLE LIMITED, APPLE TITLE LTD |
| Nov 6, 2018 | Warranty Deed, Transfer · FHA Mortgage GROUP ONE MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2023 · Amount on Record |
| Deed Sale | Apr 18, 2023 · Amount on Record |
| Prior Sale | Nov 6, 2018 · Amount on Record |
| Deed Document Number | 202344599 |
| Deed Book / Page | 6126 / 2451 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Apr 18, 2023 |
| Property Address | 481 BRAINARD AVE, UMATILLA, FL 32784-9048 |
| Document Number | 0061262451 |
| Book / Page | 6126 / 2451 |
| Map Reference | MB 8 PG 46 |
| Instrument Date | Apr 10, 2023 |
| Instrument | 2023044599 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | APPLE TITLE LIMITED, APPLE TITLE LTD |
| Amount | Amount Recorded |
|---|---|
| Tax | $595.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2233 PIKE POND RD, ALFORD, FL 32420-7286 |
| Name | Verified Name |
|---|---|
| Address | 41334 BABB RD, UMATILLA, FL 32784-7635 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Nov 6, 2018 |
| Property Address | 481 BRAINARD AVE, UMATILLA, FL 32784-9048 |
| Document Number | 0051950141 |
| Book / Page | 5195 / 0141 |
| Map Reference | MB 8 PG 46 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 2018130368 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | FIDELITY NATIONAL TITLE OF F |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $539.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 39036 ROSE ST, 39036, UMATILLA, FL 32784-8933 |
| Name | Verified Name |
|---|---|
| Address | 481 BRAINARD AVE, UMATILLA, FL 32784-9048 |
| Document Number | 2018130369 |
|---|---|
| Date | Nov 6, 2018 |
| Instrument | 2018130369 |
| Name | GROUP ONE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2048 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Umatilla City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $166,933 (-0.02%) Land $87,500 Building $79,433 | $166,933 (-0.02%) Land $87,500 Building $79,433 | |
| 2025 | $166,967 (+128.72%) Land $87,500 Building $79,467 | $166,967 (+29.66%) Land $87,500 Building $79,467 | |
| 2024 | $2,813.00 (+227.86%) | ||
| 2023 | $858.00 (+8.88%) | $73,000 (+2.99%) | $128,768 (+19.99%) Land $52,500 Building $76,268 |
| 2022 | $788.00 Homeowner's exemption | $70,880 | $107,312 Land $38,500 Building $68,812 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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