Herkimer County and Russia Town property record for 481 Brady Beach Rd, Cold Brook, NY 13324
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 840 sqft · built 1959 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $330,000 (Jul 2025) |
| Tax Bill | $1,425 (2026) |
| Deeds & Mortgages | May 2017 Sale |
| APN | 214489 072.4-1-26 |
| Primary APN | 214489 072.4-1-26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 840 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 180 ft deep x 85 ft wide |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 192 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Wood |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 060040210 |
|---|---|
| Street Address | 481 BRADY BEACH RD |
| City | COLD BROOK |
| State | NY |
| Zip | 13324 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | 47 |
| Legal Description | N 47 JP CAMP 4/10 ACRE BRADY BEACH RD |
| Legal Block | 1 |
| Legal Lot Number | 26.000 |
| Jurisdiction | HERKIMER NY |
| Township / Civil Division | RUSSIA |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 11504 |
Source: Herkimer County and Russia Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7725 SUNSET DR, ROME, NY 13440-6403 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2025 · Amount on Record |
| Deed Sale | Jul 3, 2025 · Amount on Record |
| Prior Sale | May 26, 2017 · Amount on Record |
| Deed Document Number | 20252665 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HERKIMER NY |
| Recording Date | May 26, 2017 |
| Property Address | 481 BRADY BEACH RD, COLD BROOK, NY 13324 |
| Document Number | 0000002017/0000002684 |
| Book / Page | 0000002017 / 0000002684 |
| Instrument Date | May 26, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2022 |
| Title Company | NOT AVAILABLE, DAVID MALONE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 546 E MONROE ST, LITTLE FALLS, NY 13365-1245 |
Source: Herkimer County and Russia Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | Russia Town |
| Unified School District | Poland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,425.00 (-0.28%) | ||
| 2025 | $1,429.00 (+0.35%) | $64,000 (-) Land $25,400 Building $38,600 | $89,013 (+4.31%) Land $35,327 Building $53,686 |
| 2023 | $64,000 Land $25,400 Building $38,600 | $85,333 Land $33,867 Building $51,466 | |
| 2020 | $1,424.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MIDTEL Fiber | 500 / 100 |
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