481 Bowmans Bottom Rd, Lancaster, KY 40444 Property Records

Garrard County property record for 481 Bowmans Bottom Rd, Lancaster, KY 40444

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · built 2000
Lot Size	3.29 acres (143,530 sqft)
Owner	Individual Name on Record
Last Sale	$69,900 (Jul 2008)
Tax Bill	$318 (2025)
Deeds & Mortgages	Jul 2008 Sale Oct 2006 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-13.06`

Property Details

APN / Parcel Number

Primary APN	`02-13.06`
Alternative APN	`13171`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	143,530 sqft (3.29 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	13171
Street Address	481 BOWMANS BOTTOM RD
City	LANCASTER
State	KY
Zip	40444-7369
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 6 3.295 AC & MH
Legal Subdivision	HIGHBRIDGE ESTATES
Legal Lot Number	6
Jurisdiction	GARRARD KY
Township / Civil Division	BRYANTSVILLE
Census Block Group	2
Census Block	2008
Census Tract	970101

Owner

Source: Garrard County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	481 BOWMANS BOTTOM RD, LANCASTER, KY 40444-7369
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2008	Special Warranty Deed, Transfer
Oct 12, 2006	Land Contract, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2008 · Amount on Record
Deed Sale	Jul 19, 2008 · Amount on Record
Deed Book / Page	250 / 409
Record Updated	Oct 29, 2026

July 2008: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GARRARD KY
Recording Date	Jul 19, 2008
Property Address	481 BOWMANS BOTTOM RD, LANCASTER, KY 40444-7369
Document Number	000250/409
Book / Page	250 / 409
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

October 2006: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	GARRARD KY
Recording Date	Oct 12, 2006
Property Address	481 BOWMANS BOTTOM RD, LANCASTER, KY 40444-7369
Document Number	000241/283
Book / Page	241 / 283
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,000 (-) Land $30,000 Building $50,000	$80,000 (-) Land $30,000 Building $50,000
2025	$318.00 (-61.55%)	$80,000 (-) Land $30,000 Building $50,000	$80,000 (-) Land $30,000 Building $50,000
2024	$827.00 (-2.82%)	$80,000 (-) Land $30,000 Building $50,000	$80,000 (-) Land $30,000 Building $50,000
2023	$851.00 (+13.16%)	$80,000 (+14.29%) Land $30,000 Building $50,000	$80,000 (+14.29%) Land $30,000 Building $50,000
2022	$752.00	$70,000 Land $35,000 Building $35,000	$70,000 Land $35,000 Building $35,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	11 (2021–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims Severe Storms, Straight-line Winds, Flooding, And Landslides, Feb 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20
Verizon Fixed Wireless	25 / 6

May also be available: All Points Broadband, kywimax, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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