481 Bittersweet Ln, Royal, AR 71968 Property Records

Garland County property record for 481 Bittersweet Ln, Royal, AR 71968

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,046 sqft · built 1989
Lot Size	13 acres (570,200 sqft)
Owner	Individual Name on Record
Last Sale	$97,000 (Jan 2018)
Tax Bill	$919 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Mar 2018 Line of Credit + 5 more
Flood Zone	Zone A (high risk)
APN	`100-18545-000`

Property Details

APN / Parcel Number

Primary APN	`100-18545-000`
Alternative APNs	`1048915.0` `11493`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,046 sqft Living Area
1st Floor Area	2,046 sqft
Utility Area	96 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	570,200 sqft (13 acres)
Terrain	Gentle Slope
Garage Type	Carport
Carport	Carport
Carport Area	924 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Glass Porch
Porch Area	355 sqft
Patio Area	503 sqft
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1048915.0
Street Address	481 BITTERSWEET LN
City	ROYAL
State	AR
Zip	71968-9604
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT NW SW
Legal Range	21W
Legal Township	03S
Legal Section	02
Jurisdiction	GARLAND AR
Township / Civil Division	HALE
Census Block Group	3
Census Block	3023
Census Tract	11102

Owner

Source: Garland County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	481 BITTERSWEET LN, ROYAL, AR 71968-9604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Deed of Trust, Mortgage · Line of Credit ARKANSAS FCU
Mar 8, 2018	Deed of Trust, Mortgage · Line of Credit SECURITY BANK
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage SECURITY BANK
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage SECURITY BANK
Mar 4, 2019	Loan Modification, Mortgage · Conventional with PMI SECURITY BK
Jan 30, 2018	Grant Deed, Transfer GARLAND COUNTY TITLE COMPANY
Dec 18, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2018 · Amount on Record
Deed Sale	Jan 30, 2018 · Amount on Record
Deed Document Number	3918-000087
Deed Book / Page	3918 / 0087
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	481 BITTERSWEET LN, ROYAL, AR 71968-9604
Transaction Type	Mortgage
Record Updated	May 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 BITTERSWEET LN, ROYAL, AR 71968-9604

Mortgage

Document Number	0046440162
Date	Apr 22, 2024
Book Page	4644/162

Lender

Name	ARKANSAS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 26, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	481 BITTERSWEET LN, ROYAL, AR 71968-9604
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	GARLAND COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039270966
Date	Mar 8, 2018
Book Page	3927/0966

Lender

Name	SECURITY BANK
Type	Bank
Address	STEPHENS, AR 71764

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	481 BITTERSWEET LN, ROYAL, AR 71968-9604
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041410872
Date	Mar 24, 2020
Book Page	4141/872

Lender

Name	SECURITY BANK
Type	Bank
Address	STEPHENS, AR 71764

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	63 Months
Due	Jun 2, 2025

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	481 BITTERSWEET LN, ROYAL, AR 71968-9604
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	GARLAND COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042250414
Date	Nov 3, 2020
Book Page	4225/414

Lender

Name	SECURITY BANK
Type	Bank
Address	HOT SPRINGS NATIONAL PARK, AR 71901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GARLAND AR
Property Address	481 BITTERSWEET LN, ROYAL, AR 71968-9604
Document Number	0040290642
Instrument Date	Mar 4, 2019
Transaction Type	Mortgage
Record Updated	Mar 22, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 BITTERSWEET LN ROYAL AR 719689604, ROYAL, AR 71968-9604

Mortgage

Document Number	0040290642
Date	Mar 11, 2019
Book Page	004029/000642

Lender

Name	SECURITY BK
Type	Bank
Address	STEPHENS, AR 71704

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GARLAND AR
Recording Date	Jan 30, 2018
Property Address	481 BITTERSWEET LN, ROYAL, AR 71968-9604
Document Number	0039180087
Book / Page	003918 / 000087
Instrument Date	Jan 22, 2018
Transaction Type	Transfer
Record Updated	Feb 13, 2018
Title Company	GARLAND COUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$317.52
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 BITTERSWEET LN ROYAL AR 719689604, ROYAL, AR 71968-9604

December 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	GARLAND AR
Recording Date	Dec 18, 2017
Property Address	481 BITTERSWEET LN, ROYAL, AR 71968-9604
Document Number	0039070654
Book / Page	003907 / 000654
Instrument Date	Dec 15, 2017
Transaction Type	Foreclosure
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$484.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	1600 S DOUGLASS RD #200-A ANAHEIM CA 928065948, 200-A, ANAHEIM, CA 92806-5948
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Garland County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Unified School District	Lake Hamilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$919.00 (-33.55%) Homeowner's exemption	$40,000 (-) Land $4,330 Building $35,670
2023	$1,383.00	$40,000 Land $4,330 Building $35,670	$200,000 Land $21,650 Building $178,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 73% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOT SPRINGS UTILITIES serves 75,343 people · EPA ID AR0000209
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Longview Cable Television Company Fiber	1,000 / 1,000

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