Clermont County property record for 481 Big Moe Dr, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 912 sqft · built 1959 |
| Lot Size | 0.462 acres (20,125 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $246,000 (Mar 2026) |
| Tax Bill | $2,899 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Apr 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-42-09A-024 |
| Primary APN | 41-42-09A-024 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Lot Area | 20,125 sqft (0.462 acres) |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 384 sqft |
| Patio Area | 306 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 481 BIG MOE DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-1701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EMERY ACRES 4; LOT 24 |
| Legal Subdivision | EMERY ACRES |
| Legal Lot Number | 24 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 41406 |
481 Big Moe Dr is owned and occupied by two individuals who bought it in March 2026.
Source: Clermont County records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 481 BIG MOE DR, CINCINNATI, OH 45244-1701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 9, 2026 | Survivorship Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 6, 2022 | Survivorship Deed, Transfer · FHA Mortgage ARC HOME LLC |
| Aug 15, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Nov 25, 2020 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2026 · Amount on File |
| Deed Sale | Mar 9, 2026 · Amount on File |
| Prior Sale | Apr 6, 2022 · Amount on File |
| Deed Document Number | 20265001 |
| Deed Book / Page | 3017 / 756 |
| Record Updated | Oct 29, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Mar 9, 2026 |
| Property Address | 481 BIG MOE DR, CINCINNATI, OH 45244-1701 |
| Document Number | 0000005001 |
| Book / Page | 3017 / 756 |
| Map Reference | MB J PG 53 |
| Instrument Date | Feb 20, 2026 |
| Instrument | 202600005001 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | AHTA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 481 BIG MOE DR, CINCINNATI, OH 45244-1701 |
| Document Number | 0000005002 |
|---|---|
| Date | Mar 9, 2026 |
| Instrument | 202600005002 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 1, 2051 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Apr 6, 2022 |
| Property Address | 481 BIG MOE DR, CINCINNATI, OH 45244-1701 |
| Document Number | 0000009683 |
| Book / Page | 2916 / 2538 |
| Map Reference | MB J PG 53 |
| Instrument Date | Apr 5, 2022 |
| Instrument | 202200009683 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | WAVE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 481 BIG MOE DR, CINCINNATI, OH 45244-1701 |
| Document Number | 0000009684 |
|---|---|
| Date | Apr 6, 2022 |
| Instrument | 202200009684 |
| Name | ARC HOME LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 481 BIG MOE DR, CINCINNATI, OH 45244-1701 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PROMINENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000018411 |
|---|---|
| Date | Aug 15, 2018 |
| Book Page | 2787/179 |
| Instrument | 201800018411 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2033 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Nov 25, 2020 |
| Property Address | 481 BIG MOE DR, CINCINNATI, OH 45244-1701 |
| Document Number | 0000033573 |
| Book / Page | 2860 / 2563 |
| Map Reference | MB J PG 53 |
| Instrument Date | Nov 24, 2020 |
| Instrument | 202000033573 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 481 BIG MOE DR, CINCINNATI, OH 45244-1701 |
| Document Number | 0000033574 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 202000033574 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 481 Big Moe Dr was $2,899 with a homeowner's exemption, down 0.2% from the year before.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,899.00 (-0.17%) | $57,580 (-) Land $15,820 Building $41,760 | |
| 2024 | $2,904.00 (-49.28%) Homeowner's exemption | $57,580 (-) Land $15,820 Building $41,760 | $164,500 (-) Land $45,200 Building $119,300 |
| 2023 | $5,726.00 (+139.08%) Homeowner's exemption | $57,580 (+40.13%) Land $15,820 Building $41,760 | $164,500 Land $45,200 Building $119,300 |
| 2022 | $2,395.00 Homeowner's exemption | $41,090 Land $11,200 Building $29,890 | |
| 2020 | $117,400 Land $32,000 Building $85,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 481 Big Moe Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 481 Big Moe Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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