481 Bendele St, Ottoville, OH 45876 Property Records

Putnam County property record for 481 Bendele St, Ottoville, OH 45876

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,452 sqft
Lot Size	0.33 acres (14,380 sqft)
Owner	2 Individual Names on File
Last Sale	$234,000 (Nov 2021)
Tax Bill	$2,068 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-046120.0000`

Property Details

APN / Parcel Number

Primary APN	`27-046120.0000`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,452 sqft Living Area
1st Floor Area	1,452 sqft
Basement Area	682 sqft
Finished Basement	560 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Construction Type	Wood
Roof Type	Hip
Roof Material	Shingle
Lot Area	14,380 sqft (0.33 acres)
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	416 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	481 BENDELE ST
City	OTTOVILLE
State	OH
Zip	45876-8732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 00252 BENDELES REVD SUB-DIV OL 7 & N OL 8
Legal Subdivision	BENDELES REVD SUB-DIV
Legal Lot Number	252
Jurisdiction	PUTNAM OH
Township / Civil Division	MONTEREY
Census Block Group	3
Census Block	3032
Census Tract	30700

Owner

481 Bendele St is owned and occupied by two individuals who bought it in November 2021.

Source: Putnam County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 99, OTTOVILLE, OH 45876-0099
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Warranty Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC
Jul 12, 2019	Deed of Trust, Mortgage · Closed-End Mortgage THE CITIZENS NATIONAL BANK OF BLUFFTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2021 · Amount on File
Deed Sale	Nov 18, 2021 · Amount on File
Deed Document Number	20216166
Deed Book / Page	740 / 1606
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Nov 18, 2021
Property Address	481 BENDELE ST, OTTOVILLE, OH 45876-8732
Document Number	740/1606
Book / Page	740 / 1606
Instrument Date	Nov 5, 2021
Instrument	202100006166
Transaction Type	Transfer
Record Updated	Nov 26, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	481 BENDELE ST, OTTOVILLE, OH 45876-8732

Mortgage

Document Number	202100006167
Date	Nov 18, 2021
Instrument	202100006167

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	481 BENDELE ST, OTTOVILLE, OH 45876-8732
Transaction Type	Mortgage
Record Updated	Aug 2, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	711/0093
Date	Jul 12, 2019
Book Page	711/0093
Instrument	201900002668

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 3, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 481 Bendele St was $2,068 with a homeowner's exemption, up 2.8% from the year before.

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Monterey Township
Municipality	Ottoville Village
Unified School District	Ottoville Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,068.00 (+2.83%) Homeowner's exemption	$58,390 (-) Land $6,720 Building $51,670	$166,830 Land $19,200 Building $147,630
2024	$2,011.00 (-0.3%) Homeowner's exemption	$58,390 (+11.2%) Land $6,720 Building $51,670
2023	$2,017.00 (-2.37%) Homeowner's exemption Additional exemption filed	$52,510 (-) Land $4,120 Building $48,390	$166,830 Land $19,200 Building $147,630
2022	$2,066.00 Homeowner's exemption	$52,510 Land $4,120 Building $48,390
2020			$150,030 Land $11,770 Building $138,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 481 Bendele St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 481 Bendele St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTOVILLE VILLAGE PWS serves 976 people · EPA ID OH6900812
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ottoville Mutual Telephone Company Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: MetaLINK Technologies, Verizon.

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