481 Bedford Dr, Hull, GA 30646 Property Records

Madison County property record for 481 Bedford Dr, Hull, GA 30646

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1990
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Jan 2026)
Tax Bill	$2,743 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0032B 014`

Property Details

APN / Parcel Number

Primary APN	`0032B 014`
Alternative APN	`7572`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,440 sqft Heated Area
1st Floor Area	936 sqft
Upper Floors Area	504 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Exterior Material	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	16,988 sqft (0.39 acres)

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Deck Area	252 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	7572
Street Address	481 BEDFORD DR
City	HULL
State	GA
Zip	30646-3716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HSE/OB/LOT 26A
Legal Subdivision	WINDSOR HEIGHTS
Legal Block	A
Legal Lot Number	26
Jurisdiction	MADISON GA
Township / Civil Division	COLBERT
Census Block Group	1
Census Block	1023
Census Tract	20502

Owner

481 Bedford Dr is owned and occupied by two individuals who bought it in January 2026.

Source: Madison County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	481 BEDFORD DR, HULL, GA 30646-3716
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Limited Warranty Deed, Transfer · FHA Mortgage NEXA MORTGAGE
Jan 29, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2026 · Amount on File
Deed Sale	Jan 6, 2026 · Amount on File
Prior Sale	Oct 16, 2024 · Amount on File
Deed Book / Page	2286 / 108
Record Updated	Oct 29, 2026

January 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MADISON GA
Recording Date	Jan 6, 2026
Property Address	481 BEDFORD DR, HULL, GA 30646-3716
Document Number	002286/108
Book / Page	2286 / 108
Instrument Date	Jan 5, 2026
Transaction Type	Transfer
Record Updated	Mar 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.80
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 BEDFORD DR, HULL, GA 30646-3716

Mortgage

Document Number	0002286109
Date	Jan 6, 2026
Instrument	2286/109

Lender

Name	NEXA MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON GA
Recording Date	Jan 29, 2021
Property Address	481 BEDFORD DR, HULL, GA 30646-3716
Document Number	001921/178
Book / Page	1921 / 178
Instrument Date	Jan 29, 2021
Instrument	2021-000144
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 BEDFORD DR, HULL, GA 30646-3716

Mortgage

Document Number	0000001921/0000000180
Date	Feb 2, 2021
Book Page	0000001921/0000000180

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 481 Bedford Dr was $2,743 with a homeowner's exemption.

Source: Madison County assessment roll, as of December 12, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,743.00 Homeowner's exemption	$109,966 Land $22,000 Building $87,966	$274,916 Land $55,000 Building $219,916
2023	$2,374.00	$77,770 Land $12,320 Building $65,450	$194,424 Land $30,800 Building $163,624

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 481 Bedford Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 481 Bedford Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROWN BROTHERS FARM SUBDIVISION private · serves 656 people · EPA ID GA1950006
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	4 ppb (2023) action level 15 ppb
Copper	4.9 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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