481 Bayside Ave, Naples, FL 34108 Property Records

Collier County property record for 481 Bayside Ave, Naples, FL 34108

Property Summary

Property Type	Single Family Home
Details	1,957 sqft · built 1971
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,940,000 (Jun 2021)
Tax Bill	$21,491 (2025)
Deeds & Mortgages	Mar 2026 Transfer Jan 2026 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`233800 K 163A29`

Property Details

APN / Parcel Number

Primary APN	`233800 K 163A29`
Alternative APNs	`27583320002052600K163` `27583320002`

Interior

Stories	1 Story
Building Area	1,957 sqft Living Area
1st Floor Area	1,603 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2015
Construction Type	Masonry / Concrete Block
Lot Area	10,019 sqft (0.23 acres)
View / Lot	Waterfront
Pool Area	480 sqft
Deck Area	605 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	481 BAYSIDE AVE
City	NAPLES
State	FL
Zip	34108-2314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-3
Legal Description	CONNERS VANDERBILT BCH EST UNIT 2 BLK K LOT 16
Legal Range	25
Legal Township	48
Legal Section	29
Legal Subdivision	CONNERS VANDERBILT BCH EST #2
Legal Tract	233800
Legal Block	K
Legal Lot Number	16
Legal Unit	2
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3000
Census Tract	10209

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	652 N 4TH AVE, ANN ARBOR, MI 48104-1002
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 5, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 17, 2021	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2021 · Amount on Record
Deed Sale	Jun 17, 2021 · Amount on Record
Prior Sale	Jun 16, 2016 · Amount on Record
Deed Document Number	20216078831
Deed Book / Page	5965 / 2670
Prior Transfer Date	Apr 12, 2000
Prior Transfer Doc	2668002228
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Mar 23, 2026
Property Address	481 BAYSIDE AVE, NAPLES, FL 34108-2314
Document Number	0065660365
Book / Page	6566 / 365
Map Reference	PG 365
Instrument Date	Jan 31, 2026
Instrument	6800083
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	652 N 4TH AVE, ANN ARBOR, MI 48104-1002

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	652 N 4TH AVE, ANN ARBOR, MI 48104-1002

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	481 BAYSIDE AVE, NAPLES, FL 34108-2314
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 BAYSIDE AVE, NAPLES, FL 34108-2314

Mortgage

Document Number	0065421185
Date	Jan 5, 2026
Book Page	6542/1185
Instrument	6770313

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 16, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 17, 2021
Property Address	481 BAYSIDE AVE, NAPLES, FL 34108-2314
Document Number	0059652670
Book / Page	5965 / 2670
Map Reference	MB 3 PG 17
Instrument Date	Jun 11, 2021
Instrument	6078831
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,580.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	714 REEF POINT CIR, 714, COCO RIVER, FL 34108-8736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	652 N 4TH AVE, ANN ARBOR, MI 48104-1002

Mortgage

Document Number	59652672
Date	Jun 17, 2021
Instrument	5965/2672

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,031,946 (-1.66%) Land $1,479,000 Building $552,946	$2,031,946 (-1.66%) Land $1,479,000 Building $552,946
2025	$21,491.00 (+12.18%)	$2,066,141 (+17.1%) Land $1,326,000 Building $740,141	$2,066,141 (-27.45%) Land $1,326,000 Building $740,141
2024	$19,158.00 (-18.93%)
2023	$23,630.00 (+29.1%)	$1,764,456 (+1%)	$2,847,980 (+77.55%) Land $2,682,600 Building $165,380
2022	$18,304.00	$1,604,051 Land $1,435,140 Building $168,911	$1,604,051 Land $1,435,140 Building $168,911

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 218 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	499 units insured incl. 281 condo units
Nearby Flood Claims	411 (1982–2024)
Claims Outside the SFHA	3 of 411
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 68 claims Hurricane Ian, Oct 2022 · 128 claims Hurricane Ian, Oct 2022 · 122 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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