481 Aspen Rd, Xenia, IL 62899 Property Records

Clay County property record for 481 Aspen Rd, Xenia, IL 62899

Property Summary

Property Type	Multi-Family Dwellings
Details	1 ba · 1,456 sqft · built 1997
Lot Size	7.61 acres (331,492 sqft)
Owner	2 Individual Names on File
Last Sale	$71,666 (Aug 2023)
Tax Bill	$3,781 (2025)
Deeds & Mortgages	Aug 2023 Sale & Line of Credit Apr 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-34-300-007`

Property Details

APN / Parcel Number

Primary APN	`09-34-300-007`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,456 sqft Living Area
Sunroom	Sunroom

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Multi-Family
Construction Type	Frame
Foundation Type	Raised
Lot Area	331,492 sqft (7.61 acres)
Deck Area	92 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	481 ASPEN RD
City	XENIA
State	IL
Zip	62899-2261
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SEC 34-3-5 PT W/2 SW SE & PT E/2 SE SW 7.61 AC
Legal Range	05
Legal Township	03
Legal Section	34
Jurisdiction	CLAY IL
Township / Civil Division	SONGER
Census Block Group	2
Census Block	2024
Census Tract	972200

Owner

481 Aspen Rd, a residential property, is owned and occupied by two individuals who bought it in August 2023.

Source: Clay County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	481 ASPEN RD, XENIA, IL 62899-2261
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Warranty Deed, Transfer · Line of Credit FIRST COMMUNITY BANK XENIA
Apr 22, 2019	Quit Claim Deed, Transfer Quitclaim
May 18, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2023 · Amount on File
Deed Sale	Aug 31, 2023 · Amount on File
Prior Sale	Apr 22, 2019 · Amount on File
Deed Document Number	2023207917
Prior Transfer Date	Apr 5, 2019
Prior Transfer Doc	0000006450
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Aug 31, 2023
Property Address	481 ASPEN RD, XENIA, IL 62899-2261
Document Number	0000207917
Map Reference	REC 182 PG 189
Instrument Date	Aug 25, 2023
Instrument	207917
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$322.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	481 ASPEN RD, XENIA, IL 62899-2261

Mortgage

Document Number	0000207918
Date	Aug 31, 2023
Instrument	207918

Lender

Name	FIRST COMMUNITY BANK XENIA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Feb 29, 2024

Interest

Rate Type	Fixed Rate
Rate	8.25%

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY IL
Recording Date	Apr 22, 2019
Property Address	481 ASPEN RD, XENIA, IL 62899-2261
Document Number	D196450
Map Reference	DR 173 PG 87
Instrument Date	Apr 5, 2019
Instrument	D196450
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount on Record
Tax	$45.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 ASPEN RD, XENIA, IL 62899-2261

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY IL
Recording Date	May 18, 2018
Property Address	481 ASPEN RD, XENIA, IL 62899-2261
Document Number	2018D194205
Map Reference	DR 182 PG 189
Instrument Date	May 7, 2018
Instrument	2018D194205
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount on Record
Tax	$142.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 ASPEN RD, XENIA, IL 62899-2261

Tax Assessment & Valuation

The 2025 property tax bill for 481 Aspen Rd was $3,781 with exemptions applied, up 7.4% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Songer Township
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,781.00 (+7.41%) Homeowner's exemption Senior Citizen's exemption	$73,851 Land $10,525 Building $63,326	$221,553 Land $31,575 Building $189,978
2024	$3,520.00
2022	$2,397.00 (+5.83%) Homeowner's exemption Senior Citizen's exemption	$45,441 Land $7,857 Building $37,584	$136,323 Land $23,571 Building $112,752
2021	$2,265.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 481 Aspen Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 481 Aspen Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Aspen Rd

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