481 Almondtree Cir, Oakley, CA 94561 Property Records

Contra Costa County property record for 481 Almondtree Cir, Oakley, CA 94561

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,169 sqft · built 1984
Lot Size0.074 acres (3,240 sqft)
Owner2 Individual Names on Record
Last Sale$375,000 (Jun 2017)
Tax Bill$5,792 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Jul 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN035-491-033-3

Property Details

APN / Parcel Number

Primary APN035-491-033-3
Alternative APN
  • 035-491-033

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,169 sqft Living Area
1st Floor Area1,169 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1995
Lot Area3,240 sqft (0.074 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address481 ALMONDTREE CIR
CityOAKLEY
StateCA
Zip94561-2459
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP1
Legal DescriptionT6356A L0114 B EX 1/2 MR
Legal SubdivisionSUBDIVISION 6356
Legal Tract6356A
Legal Lot Number0114
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group3
Census Block3011
Census Tract302007

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address481 ALMONDTREE CIR, OAKLEY, CA 94561-2459
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2025Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Jul 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Mar 10, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jun 20, 2017Grant Deed, Transfer · FHA Mortgage
SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 20, 2017 · Amount on Record
Deed SaleJun 20, 2017 · Amount on Record
Prior SaleNov 20, 2015 · Amount on Record
Deed Document Number2017110239
Prior Transfer DateSep 12, 1997
Prior Transfer Doc0000172021
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address481 ALMONDTREE CIR, OAKLEY, CA 94561-2459
Transaction TypeMortgage
Record UpdatedOct 2, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address481 ALMONDTREE CIR, OAKLEY, CA 94561-2459

Mortgage

Document Number0000098607
DateSep 22, 2025
Instrument2025- 098607
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
Address650 S TRYON ST # 88, CHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 21, 2055
Interest
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address481 ALMONDTREE CIR, OAKLEY, CA 94561-2459
Transaction TypeMortgage
Record UpdatedSep 27, 2023
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address481 ALMONDTREE CIR, OAKLEY, CA 94561-2459

Mortgage

Document Number0000198180
DateJul 13, 2021
Instrument2021-198180
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateMar 10, 2020
Property Address481 ALMONDTREE CIR, OAKLEY, CA 94561-2459
Document Number0000045508
Instrument DateMar 2, 2020
Instrument45508
Transaction TypeTransfer
Record UpdatedMar 18, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address481 ALMONDTREE CIR OAKLEY CA 945612459, OAKLEY, CA 94561-2459

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateJun 20, 2017
Property Address481 ALMONDTREE CIR, OAKLEY, CA 94561-2459
Document Number0000110239
Map ReferenceMAP273 PG3-9
Instrument DateJun 19, 2017
Instrument2017-110239
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address215 DOUGLAS RD, OAKLEY, CA 94561-2772

Mortgage

Document Number0000110240
DateJun 20, 2017
Instrument2017-110240
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

Mortgage

Document Number0000110242
DateJun 20, 2017
Instrument2017-110242
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
AddressSACRAMENTO, CA 95815
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Secondary School DistrictLiberty Union High School District (09 - 12)
Elementary School DistrictOakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$443,914 (+2%) Land $181,117 Building $262,797
2025$5,792.00 (+2.95%)$435,211 (+4.04%) Land $177,566 Building $257,645
2023$5,626.00 (+0.81%)$418,314 Land $170,672 Building $247,642
2022$5,581.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIABLO WATER DISTRICT
serves 47,158 people · EPA ID CA0710007
Water SourcePurchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State InspectionJan 2024
Also Mapped HereCONTRA COSTA WATER DISTRICT
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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