Lafayette County property record for 481 Alexa Dr, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,576 sqft · built 2005 |
| Lot Size | 0.41 acres (17,853 sqft) |
| Owner | Individual Name on File |
| Last Sale | $224,000 (May 2017) |
| Tax Bill | $3,059 (2025) |
| Deeds & Mortgages | Nov 2025 Second Mortgage May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146R-24-142.00 |
| Primary APN | 146R-24-142.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,576 sqft Living Area |
| 1st Floor Area | 1,414 sqft |
| 2nd Floor Area | 707 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,853 sqft (0.41 acres) |
| Lot Dimensions | 259 ft deep x 188 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 22235 |
|---|---|
| Street Address | 481 ALEXA DR |
| City | OXFORD |
| State | MS |
| Zip | 38655-9333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 95 GOOSE CREEK ESTATES PREV APN: 087P-24-085 |
| Legal Range | 04W |
| Legal Township | 08S |
| Legal Section | 24 |
| Legal Subdivision | GOOSE CREEK ESTATES |
| Legal Lot Number | 95 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 950304 |
Source: Lafayette County records · APN 146R-24-142.00
Assessment roll updated April 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 481 ALEXA DR, OXFORD, MS 38655-9333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| May 07, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| May 16, 2017 | Deed of Trust, Mortgage · VA Mortgage REGIONS BANK |
| May 16, 2017 | Warranty Deed, Transfer · VA Mortgage REGIONS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 16, 2017 · Amount on Record |
| Deed Sale | May 16, 2017 · Amount on Record |
| Prior Sale | Aug 06, 2013 · Amount on Record |
| Deed Document Number | 20173885 |
| Last Transfer Date | Jan 15, 2025 |
| Transfer Doc | 0002025489 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 481 ALEXA DR, OXFORD, MS 38655-9333 |
| Transaction Type | Mortgage |
| Record Updated | Dec 03, 2025 |
| Name | Verified Name |
|---|---|
| Address | 481 ALEXA DR, OXFORD, MS 38655-9333 |
| Document Number | 0202510459 |
|---|---|
| Date | Nov 14, 2025 |
| Instrument | 2025-10459 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 481 ALEXA DR, OXFORD, MS 38655-9333 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202104814 |
|---|---|
| Date | May 07, 2021 |
| Instrument | 202104814 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 481 ALEXA DR, OXFORD, MS 38655-9333 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201703886 |
|---|---|
| Date | May 16, 2017 |
| Instrument | 201703886 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | May 16, 2017 |
| Property Address | 481 ALEXA DR, OXFORD, MS 38655-9333 |
| Document Number | 201703885 |
| Instrument Date | May 11, 2017 |
| Instrument | 201703885 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 481 ALEXA DR, OXFORD, MS 38655-9333 |
| Document Number | 201703886 |
|---|---|
| Date | May 16, 2017 |
| Instrument | 201703886 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
Source: Lafayette County records · Assessment roll updated April 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Municipality | Oxford City |
| Unified School District | Oxford School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,059.00 (+24.76%) Homeowner's exemption | $25,819 (+22.06%) | $258,190 (+22.06%) Land $40,000 Building $218,190 |
| 2023 | $2,452.00 Homeowner's exemption | $21,153 | $211,530 Land $40,000 Building $171,530 |
Source: FEMA National Flood Hazard Layer as of March 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| BCI Mississippi Broadband Fiber · Cable | 10,000 / 10,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| North East Fiber Fiber | 2,000 / 1,000 |
| Telapex Fixed Wireless · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 253 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OXFORD serves 28,500 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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