481 8th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 481 8th Ave, Troy, NY 12182

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 972 sqft · built 1890
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Jun 2023)
Tax Bill	$3,842 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Dec 2022 Sale + 2 more
APN	`381700 80.72-2-6`

Property Details

APN / Parcel Number

Primary APN	`381700 80.72-2-6`
Alternative APN	`1610760`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	972 sqft Living Area
1st Floor Area	720 sqft
Upper Floors Area	252 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	120 ft deep x 25 ft wide
Porch	Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1610760
Street Address	481 8TH AVE
City	TROY
State	NY
Zip	12182-2817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TF
Legal Description	1.5 STY FR HSE 281-16 9-08/NPT 323
Legal Block	2
Legal Lot Number	6.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	4
Census Block	4014
Census Tract	40200

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	481 8TH AVE, TROY, NY 12182-2817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed, Transfer · Stand-Alone First Mortgage BROADVIEW FEDERAL CREDIT UNION
Dec 15, 2022	Deed, Subdivision Related Transfer
Dec 6, 2022	Warranty Deed, Transfer
Feb 23, 2022	Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2023 · Amount on Record
Deed Sale	Jun 15, 2023 · Amount on Record
Prior Sale	Dec 15, 2022 · Amount on Record
Deed Document Number	2023628665
Deed Book / Page	10411 / 12
Prior Transfer Date	Feb 1, 2022
Prior Transfer Doc	0099610336
Record Updated	Oct 29, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jun 15, 2023
Property Address	481 8TH AVE, TROY, NY 12182-2817
Document Number	0104110012
Book / Page	10411 / 12
Instrument Date	Jun 2, 2023
Instrument	2023-628665
Transaction Type	Transfer
Record Updated	Jul 4, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2910 NY HIGHWAY 43 APT 304, 304, AVERILL PARK, NY 12018-2629

Mortgage

Document Number	2023628666
Date	Jun 15, 2023
Instrument	2023-628666

Lender

Name	BROADVIEW FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.7%
Type Change Date	Jul 1, 2033
Max Rate At Change	2.7%
Index	1-Year CMT

December 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	RENSSELAER NY
Recording Date	Dec 15, 2022
Property Address	481 8TH AVE, TROY, NY 12182-2817
Document Number	0102670333
Book / Page	10267 / 333
Instrument Date	Dec 12, 2022
Instrument	2022-621233
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 10, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 ROCK CITY RD TRLR 407, 407, BALLSTON SPA, NY 12020-2947

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Dec 6, 2022
Property Address	481 8TH AVE, TROY, NY 12182-2817
Document Number	0102590181
Book / Page	10259 / 181
Instrument Date	Nov 15, 2022
Instrument	2022-620762
Transaction Type	Transfer
Record Updated	Dec 27, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1856 12TH AVE, WATERVLIET, NY 12189-2411

February 2022: Deed, Foreclosure

Document Type	Deed
Jurisdiction	RENSSELAER NY
Recording Date	Feb 23, 2022
Property Address	481 8TH AVE, TROY, NY 12182-2817
Document Number	0099610336
Book / Page	9961 / 336
Instrument Date	Feb 1, 2022
Instrument	2022-606525
Transaction Type	Foreclosure
Record Updated	Mar 23, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5151 CORPORATE DR, TROY, MI 48098-2639

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,842.00 (+1.29%)
2025	$3,793.00 (-6.11%)	$83,000 (+7.79%) Land $8,800 Building $74,200	$142,100 (+29.18%) Land $15,066 Building $127,034
2023		$77,000 (-) Land $8,800 Building $68,200	$110,000 (+8.57%) Land $12,571 Building $97,429
2022	$4,040.00	$77,000 Land $8,800 Building $68,200	$101,316 Land $11,579 Building $89,737

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1996–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hudson Valley Wireless.

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