481 18th St, Vero Beach, FL 32960 Property Records

Indian River County property record for 481 18th St, Vero Beach, FL 32960

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,130 sqft · built 2003
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$226,000 (Jul 2026)
Tax Bill	$1,806 (2025)
Deeds & Mortgages	Jul 2026 Sale Mar 2026 Second Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`33-39-01-00073-0000-00481.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-01-00073-0000-00481.0`
Alternative APN	`66519`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,130 sqft Living Area
1st Floor Area	1,130 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Lot Area	3,920 sqft (0.09 acres)

Location & Zoning

Street Address	481 18TH ST
City	VERO BEACH
State	FL
Zip	32960-6210
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-10
Legal Description	ROYAL TERRACE TOWNHOMES OR 1624/1133 AND ALL AMENDMENTS THERETO BUILDING 2 UNIT 3 BEING MORE FULLY DESC AS FOLL A PARCEL OF LAND LYING IN LOT 1 BLK 2 DR RICHARD E BULLINGTONS SUBDIVISION PBS 2-5 COMM AT THE NW COR OF SAID LOT 1 TH S08-02-13E FOR A DI
Legal Range	39E
Legal Township	33S
Legal Section	01
Legal Subdivision	ROYAL TERRACE TOWNHOMES
Legal Block	2
Legal Lot Number	1,481
Legal Unit	3
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2016
Census Tract	50401

Owner

481 18th St, a condominium, is owned and occupied by two individuals who bought it in July 2026.

Source: Indian River County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2610 W TYSON AVE, TAMPA, FL 33611-4507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Widow or Widower

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Warranty Deed, Transfer PREMIER TITLE COMPANY, PREMIER TITLE
Mar 3, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LADERA LENDING INC
Nov 23, 2020	Warranty Deed, Transfer SUPREME TITLE SOLUTIONS LLC
Nov 23, 2020	Quit Claim Deed, Transfer ACADEMY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2026 · Amount on File
Deed Sale	Jul 10, 2026 · Amount on File
Prior Sale	Nov 23, 2020 · Amount on File
Deed Document Number	202633180
Deed Book / Page	3873 / 2430
Prior Transfer Date	Jul 7, 2011
Prior Transfer Doc	0025401703
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 10, 2026
Property Address	481 18TH ST, VERO BEACH, FL 32960-6210
Document Number	0000033180
Book / Page	3873 / 2430
Instrument Date	Jul 8, 2026
Instrument	202633180
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount on Record
Tax	$159,782.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2610 W TYSON AVE, TAMPA, FL 33611-4507

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	481 18TH ST, VERO BEACH, FL 32960-6210
Transaction Type	Mortgage
Record Updated	Mar 16, 2026
Title Company	UNLS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 16TH ST, VERO BEACH, FL 32962-6650
Investor	Possibly a Property Investor

Mortgage

Document Number	0038412159
Date	Mar 3, 2026
Book Page	3841/2159
Instrument	3120260009639

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Nov 23, 2020
Property Address	481 18TH ST, VERO BEACH, FL 32960-6210
Document Number	0033590415
Book / Page	003359 / 000415
Instrument Date	Nov 20, 2020
Instrument	70313
Transaction Type	Transfer
Record Updated	Dec 23, 2020
Title Company	SUPREME TITLE SOLUTIONS LLC

Transaction

Amount	Amount on Record
Tax	$9.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	481 18TH ST VERO BEACH FL 329606210, VERO BEACH, FL 32960-6210

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Nov 23, 2020
Property Address	481 18TH ST, VERO BEACH, FL 32960-6210
Document Number	0033590418
Book / Page	003359 / 000418
Instrument Date	Nov 20, 2020
Instrument	70315
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	SUPREME TITLE SOLUTIONS LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	481 18TH ST VERO BEACH FL 329606210, VERO BEACH, FL 32960-6210

Mortgage

Document Number	33590421
Date	Nov 23, 2020
Book Page	003359/000421
Instrument	70316

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 22, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 481 18th St was $1,806 with a homeowner's exemption.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,806.00 Homeowner's exemption	$143,363	$200,598 Building $200,598
2023	$1,589.00 (+3.79%)	$135,265 (+3%)	$200,598 (+18.45%) Building $200,598
2022	$1,531.00	$131,325	$169,352 Building $169,352

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 481 18th St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 212 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	433 units insured incl. 221 condo units
Nearby Flood Claims	411 (1979–2024)
Claims Outside the SFHA	51 of 411
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 11 claims Hurricane Irma, Sep 2017 · 25 claims Hurricane Frances, Sep 2004 · 291 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 481 18th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Verizon.

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