481 10th St, Elyria, OH 44035 Property Records

Lorain County property record for 481 10th St, Elyria, OH 44035 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1960
Square Footage	995 sqft Living Area
Lot Size	6,098 sqft (0.14 acres)
Occupancy	Owner Occupied
Last Sale	$38,197 (2015)
Tax Bill	$1,522.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-26-017-000-027`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	995 sqft Living Area
1st Floor	672 sqft 1st Floor
Basement Area	672 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	6,098 sqft (0.14 acres)
Depth X Width	137 ft x 45 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	300 sqft Garage

Exterior Amenities

Patio Area	120 sqft Patio
Porch	Porch
Porch Area	18 sqft Porch
Canopy Area	120 sqft Canopy

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	481 10TH ST
City	ELYRIA
State	OH
Zip	44035-7032
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WEST AVENUE ALLOT #3 45 X 137
Legal Subdivision	WEST AVENUE ALLOT 3
Legal Tract	26
Legal Lot Number	216
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	2
Census Block	2005
Census Tract	97600

Owner

Source: Lorain County records · APN 06-26-017-000-027

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	481 10TH ST, ELYRIA, OH 44035-7032
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 09, 2015 · Amount on Record
Deed Sale	Sep 09, 2015 · Amount on Record
Deed Doc Number	2015558846
Prior Transfer Date	Mar 01, 2013
Prior Transfer Doc	0000457435
Record Refreshed	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	481 10TH ST, ELYRIA, OH 44035-7032
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000871711
Date	Apr 19, 2022
Instrument	2022-0871711

Lender

Name	ACHIEVE CREDIT UNION
Address	ELYRIA, OH 44035

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	204 Months
Due	Apr 18, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,522.00 (+7.71%) Homeowner's exemption	$32,300 (-0.01%) Land $6,740 Building $25,560	$92,290 (-) Land $19,260 Building $73,030
2024		$32,302 (+27.42%) Land $6,741 Building $25,561	$92,290 (+27.42%) Land $19,260 Building $73,030
2023	$1,413.00 (+2.69%)	$25,351 (-0.04%) Land $3,906 Building $21,445	$72,430 (-) Land $11,160 Building $61,270
2022	$1,376.00	$25,360 Land $3,910 Building $21,450
2021			$72,430 Land $11,160 Building $61,270

Flood & Wildfire

481 10th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.