48092 Mallard Dr, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 48092 Mallard Dr, Chesterfield, MI 48047

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,690 sqft · built 1972
Lot Size	0.441 acres (19,210 sqft)
Owner	Company Name on File
Tax Bill	$2,683 (2025)
Deeds & Mortgages	Aug 2023 Transfer Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-09-28-203-001`

Property Details

APN / Parcel Number

Primary APN	`15-09-28-203-001`
Alternative APN	`0928203001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,690 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	598 sqft
Unfinished Basement	598 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1973
Exterior Material	Aluminum/Vinyl
Lot Area	19,210 sqft (0.441 acres)
Lot Dimensions	240 ft deep x 80 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	48092 MALLARD DR
City	CHESTERFIELD
State	MI
Zip	48047-2281
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A RES
Legal Description	ANCHOR BAY HARBOR NO 1 LOT 446
Legal Subdivision	ANCHOR BAY HARBOR
Legal Lot Number	446
Jurisdiction	MACOMB MI
Township / Civil Division	CHESTERFIELD
Census Block Group	1
Census Block	1006
Census Tract	222800

Owner

48092 Mallard Dr is owned by a company that acquired it in August 2023 and is owner-occupied.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	48092 MALLARD DR, CHESTERFIELD, MI 48047-2281
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Intrafamily Transfer, Transfer
Jun 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 24, 2023
Transfer Doc	0000073372
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Aug 28, 2023
Property Address	48092 MALLARD DR, CHESTERFIELD, MI 48047-2281
Document Number	2300073372
Book / Page	29272 / 926
Map Reference	LB 21 PG 6&7
Instrument Date	Aug 24, 2023
Instrument	202300073372
Transaction Type	Transfer
Record Updated	Sep 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48092 MALLARD DR, CHESTERFIELD, MI 48047-2281

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	48092 MALLARD DR, CHESTERFIELD, MI 48047-2281

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	48092 MALLARD DR, CHESTERFIELD, MI 48047-2281
Transaction Type	Mortgage
Record Updated	Jul 14, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48092 MALLARD DR, CHESTERFIELD, MI 48047-2281

Mortgage

Document Number	2200080749
Date	Jun 29, 2022
Book Page	28683/698
Instrument	202200080749

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 48092 Mallard Dr was $2,683 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Chesterfield Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,600	$245,200
2025	$2,683.00
2023		$108,500	$217,000
2022	$2,352.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48092 Mallard Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	8 (1982–2023)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48092 Mallard Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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