4809 Whispering Valley Dr, Austin, TX 78727 Property Records

Travis County property record for 4809 Whispering Valley Dr, Austin, TX 78727

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,648 sqft · built 1992
Lot Size	0.155 acres (6,782 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,543 (2024)
Deeds & Mortgages	Feb 2020 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0262031106`

Property Details

APN / Parcel Number

Primary APN	`0262031106`
Alternative APNs	`02620311060000` `504322`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,648 sqft Living Area
Gross Area	3,068 sqft
1st Floor Area	1,393 sqft
2nd Floor Area	1,255 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,782 sqft (0.155 acres)
Lot Dimensions	123 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	30 sqft
Deck Area	135 sqft
Patio Area	135 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	504322
Old Parcel Number	02620311060000
Street Address	4809 WHISPERING VALLEY DR
City	AUSTIN
State	TX
Zip	78727-6840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK B CHAMPIONS FOREST
Legal Subdivision	CHAMPIONS FOREST
Legal Block	B
Legal Lot Number	6
Jurisdiction	TRAVIS TX
Township / Civil Division	AUSTIN
Census Block Group	2
Census Block	2003
Census Tract	31600

Owner

Source: Travis County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4809 WHISPERING VALLEY DR, AUSTIN, TX 78727-6840
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Jul 2, 2020	Warranty Deed, Transfer UNIVERSITY CU
Aug 7, 2018	Warranty Deed, Transfer HOMETRUST MORTGAGE CO
Dec 18, 2017	Warranty Deed, Transfer INDEPENDENCE TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 2, 2020
Deed Sale	Jul 2, 2020
Prior Sale	Aug 7, 2018
Deed Document Number	2020113078
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	4809 WHISPERING VALLEY DR, AUSTIN, TX 78727-6840
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026517
Date	Feb 19, 2020
Instrument	2020026517

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRAVIS TX
Recording Date	Jul 2, 2020
Property Address	4809 WHISPERING VALLEY DR, AUSTIN, TX 78727-6840
Document Number	0000113078
Instrument Date	Jul 2, 2020
Instrument	113078
Transaction Type	Transfer
Record Updated	Jul 27, 2020
Title Company	RISE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4809 WHISPERING VALLEY DR AUSTIN TX 787276840, AUSTIN, TX 78727-6840

Mortgage

Document Number	113079
Date	Jul 2, 2020
Instrument	113079

Lender

Name	UNIVERSITY CU
Type	Credit Union
Address	AUSTIN, TX 78759

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRAVIS TX
Recording Date	Aug 7, 2018
Property Address	4809 WHISPERING VALLEY DR, AUSTIN, TX 78727-6840
Document Number	0000125348
Map Reference	VOL80 PG222
Instrument Date	Aug 7, 2018
Instrument	2018125348
Transaction Type	Transfer
Record Updated	Nov 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4809 WHISPERING VALLEY DR, AUSTIN, TX 78727-6840

Mortgage

Document Number	0000125349
Date	Aug 7, 2018
Instrument	2018125349

Lender

Name	HOMETRUST MORTGAGE CO
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRAVIS TX
Recording Date	Dec 18, 2017
Property Address	4809 WHISPERING VALLEY DR, AUSTIN, TX 78727-6840
Document Number	0000198813
Instrument Date	Dec 15, 2017
Instrument	198813
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	INDEPENDENCE TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4111 SPICEWOOD SPRINGS RD #7 AUSTIN TX 787598780, 7, AUSTIN, TX 78759-8780

Tax Assessment & Valuation

Source: Travis County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Austin City
County	Travis County
Unified School District	Austin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$678,292 (-9.34%) Land $88,625 Building $589,667	$678,292 (-9.34%) Land $88,625 Building $589,667
2024	$11,543.00 (+16.07%)
2023		$748,145 Land $90,000 Building $658,145	$748,145 Land $90,000 Building $658,145
2022	$9,945.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (2013–2025)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUSTIN WATER & WASTEWATER serves 1,115,323 people · EPA ID TX2270001
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile USA.

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