4809 Rustic Ridge Dr, McKinney, TX 75071 Property Records

Collin County property record for 4809 Rustic Ridge Dr, McKinney, TX 75071

Property Summary

Property Type	Single Family Home
Details	1,628 sqft · built 2001
Owner	2 Company Names on Record
Tax Bill	$6,500 (2024)
Deeds & Mortgages	Aug 2022 Mortgage Nov 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R-4419-00B-0160-1`

Property Details

APN / Parcel Number

Primary APN	`R-4419-00B-0160-1`
Alternative APN	`2102314`

Interior

Stories	1 Story
Building Area	1,628 sqft Living Area
Gross Area	2,048 sqft
1st Floor Area	1,628 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	76 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2102314
Street Address	4809 RUSTIC RIDGE DR
City	MCKINNEY
State	TX
Zip	75071-4824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	HIGHRIDGE ADDITION PHASE 1 (CMC), BLK B, LOT 16
Legal Subdivision	HIGHRIDGE ADDITION PHASE 1 (CMC)
Legal Phase	1
Legal Block	B
Legal Lot Number	16
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	3
Census Block	3010
Census Tract	30605

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	4916 JOSHUA DR, FLOWER MOUND, TX 75028-3157
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 16, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Nov 1, 2016
Deed Sale	Nov 1, 2016
Prior Sale	Nov 1, 2016
Deed Document Number	0001486820
Last Transfer Date	Nov 16, 2021
Transfer Doc	0002348620
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	4809 RUSTIC RIDGE DR, MCKINNEY, TX 75071-4824
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000118448
Date	Aug 1, 2022
Instrument	20220801000118448

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIN TX
Recording Date	Nov 16, 2021
Property Address	4809 RUSTIC RIDGE DR, MCKINNEY, TX 75071-4824
Document Number	0002348620
Map Reference	VOL L PG 868
Instrument Date	Nov 15, 2021
Instrument	20211116002348620
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4908 RUSTIE RIDGE, MCKINNEY, TX 75071-4829

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$358,000 (-2.92%) Land $103,500 Building $254,500	$358,000 (-2.92%) Land $103,500 Building $254,500
2024	$6,500.00 (-0.81%)
2023		$368,767 Land $97,750 Building $271,017	$368,767 Land $97,750 Building $271,017
2022	$6,553.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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