4809 Phipps Dr, Memphis, TN 38125 Property Records

Shelby County property record for 4809 Phipps Dr, Memphis, TN 38125

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,108 sqft · built 1998
Lot Size0.185 acres (8,040 sqft)
OwnerIndividual Name on File
Last Sale$104,000 (Jul 2004)
Tax Bill$1,500 (2025)
Deeds & MortgagesJan 2023 Mortgage
Flood ZoneZone X (minimal risk)
APND0-256T-A0-0014

Property Details

APN / Parcel Number

Primary APND0-256T-A0-0014

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,108 sqft Living Area
Gross Area1,508 sqft
1st Floor Area1,108 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleTraditional
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area8,040 sqft (0.185 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4809 PHIPPS DR
CityMEMPHIS
StateTN
Zip38125-4798
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCA
Legal DescriptionWS PHIPPS DRIVE
Legal SubdivisionSHELBY WOODLANDS PD PHASE 1
JurisdictionSHELBY TN
Township / Civil Division12
Census Block Group2
Census Block2010
Census Tract21751

Owner

4809 Phipps Dr is owned and occupied by an individual who bought it in July 2004.

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4809 PHIPPS DR, MEMPHIS, TN 38125-4798
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 14, 2004 · Amount on File
Deed SaleJul 14, 2004 · Amount on File
Prior SaleJun 14, 1999
Deed Document Number2004115895
Prior Transfer DateJun 7, 1999
Prior Transfer Doc0000JL2870
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address4809 PHIPPS DR, MEMPHIS, TN 38125-4798
Transaction TypeMortgage
Record UpdatedJan 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4809 PHIPPS DR, MEMPHIS, TN 38125-4798

Mortgage

Document Number0023000659
DateJan 4, 2023
Instrument23000659
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeClosed-End Mortgage
AmountAmount on Record
Term180 Months
DueJan 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 4809 Phipps Dr was $1,500, up 38.6% from the year before.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,500.00 (+38.63%)$55,775 Land $11,500 Building $44,275$223,100 Land $46,000 Building $177,100
2024$1,082.00
2023$31,925 Land $8,500 Building $23,425
2022$1,082.00
2021$127,700 Land $34,000 Building $93,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4809 Phipps Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4809 Phipps Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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