4809 Northerly St, Oceanside, CA 92056 Property Records

San Diego County property record for 4809 Northerly St, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,073 sqft · built 1980
Lot Size	0.303 acres (13,194 sqft)
Owner	Trust Name on File
Tax Bill	$4,144 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jan 2022 Transfer + 7 more
Flood Zone	Zone X (minimal risk)
APN	`161-404-05-00`

Property Details

APN / Parcel Number

Primary APN	`161-404-05-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,073 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,194 sqft (0.303 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4809 NORTHERLY ST
City	OCEANSIDE
State	CA
Zip	92056-2102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 642 TR 008882
Legal Subdivision	PEACOCK HILLS
Legal Tract	008882
Legal Block	3
Legal Lot Number	642
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3006
Census Tract	19301

Owner

4809 Northerly St is owner-occupied and held in a trust since January 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	4809 NORTHERLY ST, OCEANSIDE, CA 92056-2102
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU
Jan 7, 2022	Intrafamily Transfer, Transfer
Jan 7, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 26, 2020	Intrafamily Transfer, Transfer · FHA Mortgage QUICKEN LOANS LLC
Aug 26, 2020	Quit Claim Deed, Transfer AMROCK INC
Nov 5, 2019	Quit Claim Deed, Transfer · FHA Mortgage QUICKEN LNS
Nov 5, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 5, 2017	Quit Claim Deed, Transfer · FHA Mortgage QUICKEN LNS
Sep 7, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2020
Deed Sale	Aug 26, 2020
Prior Sale	Nov 5, 2019
Deed Document Number	2020485118
Last Transfer Date	Jan 3, 2022
Transfer Doc	0000009889
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4809 NORTHERLY ST, OCEANSIDE, CA 92056-2102
Transaction Type	Mortgage
Record Updated	Nov 10, 2023
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4809 NORTHERLY ST, OCEANSIDE, CA 92056-2102

Mortgage

Document Number	0000301989
Date	Nov 1, 2023
Instrument	2023-0301989

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 7, 2022
Property Address	4809 NORTHERLY ST, OCEANSIDE, CA 92056-2102
Document Number	0000009891
Map Reference	MAP 8882
Instrument Date	Jan 3, 2022
Instrument	2022-0009891
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4809 NORTHERLY ST, OCEANSIDE, CA 92056-2102

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 7, 2022
Property Address	4809 NORTHERLY ST, OCEANSIDE, CA 92056-2102
Document Number	0000009889
Map Reference	MAP 8882
Instrument Date	Jan 3, 2022
Instrument	2022-0009889
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4809 NORTHERLY ST, OCEANSIDE, CA 92056-2102

Mortgage

Document Number	0000009890
Date	Jan 7, 2022
Instrument	2022-0009890

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 26, 2020
Property Address	4809 NORTHERLY ST, OCEANSIDE, CA 92056-2102
Document Number	0000485118
Map Reference	MAP 8882
Instrument Date	Jul 17, 2020
Instrument	2020-0485118
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4809 NORTHERLY ST, OCEANSIDE, CA 92056-2102

Mortgage

Document Number	0000485119
Date	Aug 26, 2020
Instrument	2020-0485119

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 26, 2020
Property Address	4809 NORTHERLY ST, OCEANSIDE, CA 92056-2102
Document Number	0000485120
Instrument Date	Jul 17, 2020
Instrument	485120
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4809 NORTHERLY ST OCEANSIDE CA 920562102, OCEANSIDE, CA 92056-2102

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 5, 2019
Property Address	4809 NORTHERLY ST, OCEANSIDE, CA 92056-2102
Document Number	0000505893
Instrument Date	Oct 26, 2019
Instrument	505893
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4809 NORTHERLY ST OCEANSIDE CA 920562102, OCEANSIDE, CA 92056-2102

Mortgage

Document Number	505894
Date	Nov 5, 2019
Instrument	505894

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2049

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 5, 2019
Property Address	4809 NORTHERLY ST, OCEANSIDE, CA 92056-2102
Document Number	0000505895
Instrument Date	Oct 26, 2019
Instrument	505895
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4809 NORTHERLY ST OCEANSIDE CA 920562102, OCEANSIDE, CA 92056-2102

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 5, 2017
Property Address	4809 NORTHERLY ST, OCEANSIDE, CA 92056-2102
Document Number	0000405306
Instrument Date	Aug 25, 2017
Instrument	405306
Transaction Type	Transfer
Record Updated	Sep 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4809 NORTHERLY ST OCEANSIDE CA 920562102, OCEANSIDE, CA 92056-2102

Mortgage

Document Number	405307
Date	Sep 5, 2017
Instrument	405307

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2047

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 7, 2017
Property Address	4809 NORTHERLY ST, OCEANSIDE, CA 92056-2102
Document Number	0000411151
Instrument Date	Aug 25, 2017
Instrument	411151
Transaction Type	Transfer
Record Updated	Sep 12, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4809 NORTHERLY ST OCEANSIDE CA 920562102, OCEANSIDE, CA 92056-2102

Tax Assessment & Valuation

The 2025 property tax bill for 4809 Northerly St was $4,144 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$375,037 (+2%) Land $153,528 Building $221,509
2025	$4,144.00 Homeowner's exemption	$367,684 Land $150,518 Building $217,166
2023	$3,813.00 (+0.29%) Homeowner's exemption	$353,408 Land $144,674 Building $208,734
2022	$3,802.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4809 Northerly St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4809 Northerly St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

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