Shelby County property record for 4809 Normandy Ln, Memphis, TN 38117
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 6,913 sqft · built 2010 |
| Lot Size | 0.587 acres (25,570 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,500,000 (May 2026) |
| Tax Bill | $8,036 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit May 2026 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-5060-0-0002 |
| Primary APN | 05-5060-0-0002 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 24 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 6,913 sqft Living Area |
| Gross Area | 7,653 sqft |
| 1st Floor Area | 3,665 sqft |
| Utility Area | 84 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Lot Area | 25,570 sqft (0.587 acres) |
| Lot Dimensions | 220 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 740 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 472 sqft |
| Patio Area | 748 sqft |
| Shed | 1 Shed |
| Shed Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 4809 NORMANDY LN |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38117-2603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Subdivision | NORMANDY HILLS |
| Legal Lot Number | 25 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 8600 |
4809 Normandy Ln is owner-occupied and held in a trust since May 2026.
Source: Shelby County records, as of June 2, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4809 NORMANDY LN, MEMPHIS, TN 38117-2603 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 9, 2026 | Deed of Trust, Mortgage · Line of Credit PARAGON BANK |
| May 6, 2026 | Warranty Deed, Transfer · Line of Credit TRIDENT HOME LOANS |
| Sep 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE INVTRS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2026 · Amount on File |
| Deed Sale | May 6, 2026 · Amount on File |
| Prior Sale | Aug 11, 2009 · Amount on File |
| Deed Document Number | 202636773 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 4809 NORMANDY LN, MEMPHIS, TN 38117-2603 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4809 NORMANDY LN, MEMPHIS, TN 38117-2603 |
| Document Number | 0026002399 |
|---|---|
| Date | Jan 9, 2026 |
| Instrument | 26002399 |
| Name | PARAGON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Dec 18, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | May 6, 2026 |
| Property Address | 4809 NORMANDY LN, MEMPHIS, TN 38117-2603 |
| Document Number | 0000036773 |
| Instrument Date | May 1, 2026 |
| Instrument | 2026.36773 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560,550.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4809 NORMANDY LN, MEMPHIS, TN 38117-2603 |
| Document Number | 0000036774, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 2026..36774 |
| Name | TRIDENT HOME LOANS |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 4809 NORMANDY LN, MEMPHIS, TN 38117-2603 |
| Document Number | 0000100135 |
| Instrument Date | Sep 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2019 |
| Title Company | BELLA TITLE SERVICES INC, BELLA TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4809 NORMANDY LN MEMPHIS TN 381172603, MEMPHIS, TN 38117-2603 |
| Document Number | 0000100135 |
|---|---|
| Date | Sep 26, 2019 |
| Instrument | 100135 |
| Name | MORTGAGE INVTRS |
|---|---|
| Type | Mortgage Company |
| Address | KNOXVILLE, TN 37923 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 25, 2049 |
The 2025 property tax bill for 4809 Normandy Ln was $8,036, down 17.9% from the year before.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,036.00 (-17.87%) | $298,750 Land $37,475 Building $261,275 | $1,195,000 Land $149,900 Building $1,045,100 |
| 2024 | $9,784.00 | ||
| 2023 | $288,625 Land $37,475 Building $251,150 | ||
| 2022 | $17,582.00 | ||
| 2021 | $1,154,500 Land $149,900 Building $1,004,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4809 Normandy Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (2010–2021) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jan 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4809 Normandy Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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