4809 Myrtle Bay Dr, Orlando, FL 32829 Property Records

Orange County property record for 4809 Myrtle Bay Dr, Orlando, FL 32829

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,268 sqft · built 1988
Lot Size0.182 acres (7,933 sqft)
Owner2 Individual Names on File
Last Sale$595,000 (Nov 2025)
Tax Bill$4,935 (2025)
Deeds & MortgagesOct 2023 Mortgage
Jun 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN13-23-30-1301-00-870

Property Details

APN / Parcel Number

Primary APN13-23-30-1301-00-870
Alternative APNs
  • 302313130100870
  • 548246
  • 554019
  • 558684

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,268 sqft Living Area
Gross Area1,944 sqft
1st Floor Area1,268 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,933 sqft (0.182 acres)
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchUnfinished Open Porch
Porch Area172 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address4809 MYRTLE BAY DR
CityORLANDO
StateFL
Zip32829-8701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionCHICKASAW OAKS PHASE 5 UNIT 1 19/78 LOT 87 SEE 4265/3544 & 5 400/0553
Legal Range30E
Legal Township23S
Legal Section13
Legal SubdivisionCHICKASAW OAKS PH 5 UT 1
Legal Phase5
Legal Tract1301
Legal Lot Number87
Legal Unit1
JurisdictionORANGE FL
Township / Civil DivisionUNION PARK
Census Block Group1
Census Block1010
Census Tract16755

Owner

4809 Myrtle Bay Dr is owned by two individuals who bought it in November 2025.

Source: Orange County records, as of June 26, 2026

Owner of Record2 Individual Names on File
Mailing Address1031 MORAY DR, INVERNESS, IL 60010-5346
Owner TypeIndividual
VestingHis Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2023Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC
Jun 7, 2021Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Jun 2, 2020Warranty Deed, Transfer · Conventional with PMI
ALCOVA MTG
Jan 11, 2017Deed of Trust, Mortgage · FHA Mortgage
MONEY SOURCE (NY) INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 21, 2025 · Amount on File
Deed SaleNov 21, 2025 · Amount on File
Prior SaleOct 9, 2023 · Amount on File
Deed Document Number2025673360
Prior Transfer DateJun 1, 2021
Prior Transfer Doc20210339222
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address4809 MYRTLE BAY DR, ORLANDO, FL 32829-8701
Transaction TypeMortgage
Record UpdatedOct 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address8606 BAYLOR CIR, ORLANDO, FL 32817-2507

Mortgage

Document Number0000581715
DateOct 9, 2023
Instrument20230581715
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2053

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJun 7, 2021
Property Address4809 MYRTLE BAY DR, ORLANDO, FL 32829-8701
Document Number20210339222
Map ReferenceMB 19 PG 78&79
Instrument DateJun 1, 2021
Instrument20210339222
Transaction TypeTransfer
Record UpdatedJun 23, 2021
Title CompanyATYPICAL TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2571 MARQUEZ AVE SE, 2571, PALM BAY, FL 32909-6312

Transferred To (Grantee/Buyer)

NameVerified Name
Address14501 SW 224TH ST, MIAMI, FL 33170-6109

Mortgage

Document Number20210339223
DateJun 7, 2021
Instrument20210339223
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2051

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJun 2, 2020
Property Address4809 MYRTLE BAY DR, ORLANDO, FL 32829-8701
Document Number0000308750
Instrument DateMay 29, 2020
Instrument308750
Transaction TypeTransfer
Record UpdatedJun 18, 2020
Title CompanySAINT LAWRENCE TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4809 MYRTLE BAY DR ORLANDO FL 328298701, ORLANDO, FL 32829-8701

Mortgage

Document Number308751
DateJun 2, 2020
Instrument308751
Lender
NameALCOVA MTG
TypeMortgage Company
AddressROANOKE, VA 24011
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJun 1, 2050

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address4809 MYRTLE BAY DR, ORLANDO, FL 32829-8701
Document Number0000109167
Instrument DateJan 11, 2017
Transaction TypeMortgage
Record UpdatedApr 18, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address4809 MYRTLE BAY DR ORLANDO FL 328298701, ORLANDO, FL 32829-8701

Mortgage

Document Number0000109167
DateFeb 28, 2017
Instrument109167
Lender
NameMONEY SOURCE (NY) INC
AddressMELVILLE, CA 11747
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term336 Months
DueFeb 27, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 4809 Myrtle Bay Dr was $4,935, down 7.4% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$307,370 (-1.71%) Land $100,000 Building $207,370$307,370 (-1.71%) Land $100,000 Building $207,370
2025$4,935.00 (-7.38%)$312,710 Land $100,000 Building $212,710$312,710 Land $100,000 Building $212,710
2024$5,328.00 (+8.31%)
2023$4,919.00 (+14.82%)$309,841 (+23.7%) Land $95,000 Building $214,841$309,841 (+23.7%) Land $95,000 Building $214,841
2022$4,284.00$250,469 Land $70,000 Building $180,469$250,469 Land $70,000 Building $180,469

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4809 Myrtle Bay Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4809 Myrtle Bay Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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