4809 Malta Cir, Lansing, MI 48917 Property Records

Eaton County property record for 4809 Malta Cir, Lansing, MI 48917

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,200 sqft · built 1986
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Sep 2022)
Tax Bill	$5,280 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04004720005000`

Property Details

APN / Parcel Number

Primary APN	`04004720005000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Finished Basement	1,210 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	94 ft deep x 71.8 ft wide
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4809 MALTA CIR
City	LANSING
State	MI
Zip	48917-3445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NONE
Legal Description	LOT 5. DUTCH HILL FARMS SEC.13, T4N,R3W, DELTA TWP 1982
Legal Range	03W
Legal Township	04N
Legal Section	13
Legal Subdivision	DUTCH HILL FARMS
Legal Lot Number	5
Jurisdiction	EATON MI
Township / Civil Division	DELTA
Census Block Group	2
Census Block	2004
Census Tract	20104

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4809 MALTA CIR, LANSING, MI 48917-3445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB
Aug 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU
Aug 11, 2021	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU
Jul 18, 2017	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE MICHIGAN LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2022 · Amount on Record
Deed Sale	Sep 16, 2022 · Amount on Record
Prior Sale	Jul 18, 2017 · Amount on Record
Deed Book / Page	3021 / 245
Prior Transfer Date	Feb 2, 2012
Prior Transfer Doc	2376/0403
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Sep 16, 2022
Property Address	4809 MALTA CIR, LANSING, MI 48917-3445
Document Number	003021/245
Book / Page	3021 / 245
Map Reference	LB 10 PG 1
Instrument Date	Sep 7, 2022
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	TRANS-COUNTY TITLE COMPANY, TRI COUNTY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1041 CLUBHOUSE DR, 1041, WEIDMAN, MI 48893-9339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1972 CHESTNUT ST, HOLT, MI 48842-6604

Mortgage

Document Number	0030210248
Date	Sep 16, 2022
Instrument	3021-0248

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	4809 MALTA CIR, LANSING, MI 48917-3445
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4809 MALTA CIR, LANSING, MI 48917-3445

Mortgage

Document Number	2947/838
Date	Aug 11, 2021
Book Page	2947/838

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2036

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	4809 MALTA CIR, LANSING, MI 48917-3445
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4809 MALTA CIR, LANSING, MI 48917-3445

Mortgage

Document Number	2947/854
Date	Aug 11, 2021
Book Page	2947/854

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48826

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Jul 18, 2017
Property Address	4809 MALTA CIR, LANSING, MI 48917-3445
Document Number	2689/0567
Book / Page	2689 / 0567
Map Reference	LB10 PG1
Instrument Date	Jul 14, 2017
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,333.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4809 MALTA CIR, 4809, LANSING, MI 48917-3445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 PARK MEADOWS DR, LANSING, MI 48917-3409

Mortgage

Document Number	26890569
Date	Jul 18, 2017
Instrument	2689/0569

Lender

Name	FIFTH THIRD MORTGAGE MICHIGAN LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Delta Charter Township
Unified School District	Waverly Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,700 (+25.43%)	$261,400 (+25.43%)
2025	$5,280.00 (+41.82%)
2023		$104,200	$208,400
2022	$3,723.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANSING BOARD OF WATER & LIGHT serves 166,000 people · EPA ID MI0003760
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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