San Diego County property record for 4809 Lake Shore Pl, Fallbrook, CA 92028
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,610 sqft · built 1998 |
| Lot Size | 0.124 acres (5,407 sqft) |
| Owner | Individual Name on File |
| Last Sale | $465,000 (May 2018) |
| Tax Bill | $5,568 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Aug 2021 Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 125-254-18-00 |
| Primary APN | 125-254-18-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,610 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 5,407 sqft (0.124 acres) |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 1252525500 |
|---|---|
| Street Address | 4809 LAKE SHORE PL |
| City | FALLBROOK |
| State | CA |
| Zip | 92028-7827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Legal Description | LOT 212 TR 011877 |
| Legal Subdivision | SAN DIEGO 4249 |
| Legal Tract | 011877 |
| Legal Block | 1 |
| Legal Lot Number | 212 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | PAUMA VALLEY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 19109 |
4809 Lake Shore Pl is owned and occupied by an individual who bought it in May 2018.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4809 LAKE SHORE PL, FALLBROOK, CA 92028-7827 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Aug 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 17, 2018 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2018 · Amount on File |
| Deed Sale | May 17, 2018 · Amount on File |
| Prior Sale | Mar 11, 2015 · Amount on File |
| Deed Document Number | 2018200095 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4809 LAKE SHORE PL, FALLBROOK, CA 92028-7827 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Title Company | CORINTHIAN TITLE-SD, CORINTHIAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4809 LAKE SHORE PL, FALLBROOK, CA 92028-7827 |
| Document Number | 0000319739 |
|---|---|
| Date | Nov 13, 2025 |
| Instrument | 2025-0319739 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4809 LAKE SHORE PL, FALLBROOK, CA 92028-7827 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Title Company | CORINTHIAN TITLE-SD, CORINTHIAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4809 LAKE SHORE PL, FALLBROOK, CA 92028-7827 |
| Document Number | 0000586847 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 2021-0586847 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4809 LAKE SHORE PL, FALLBROOK, CA 92028-7827 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG NATIONAL TITLE CO OF CA |
| Name | Verified Name |
|---|
| Document Number | 0000099275 |
|---|---|
| Date | Mar 20, 2019 |
| Instrument | 2019-0099275 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4809 LAKE SHORE PL, FALLBROOK, CA 92028-7827 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000070770 |
|---|---|
| Date | Feb 11, 2020 |
| Instrument | 2020-0070770 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4809 LAKE SHORE PL, FALLBROOK, CA 92028-7827 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CORINTHIAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4809 LAKE SHORE PL, FALLBROOK, CA 92028-7827 |
| Document Number | 0000717447 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 2020-0717447 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 17, 2018 |
| Property Address | 4809 LAKE SHORE PL, FALLBROOK, CA 92028-7827 |
| Document Number | 0000200095 |
| Map Reference | MAP 11877 |
| Instrument Date | Apr 17, 2018 |
| Instrument | 2018-0200095 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4809 LAKE SHORE PL, FALLBROOK, CA 92028-7827 |
| Document Number | 0000200096 |
|---|---|
| Date | May 17, 2018 |
| Instrument | 2018-0200096 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
The 2025 property tax bill for 4809 Lake Shore Pl was $5,568.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $539,666 (+2%) Land $324,960 Building $214,706 | |
| 2025 | $5,568.00 | $529,086 Land $318,589 Building $210,497 |
| 2023 | $5,345.00 (+1.73%) | $508,543 Land $306,219 Building $202,324 |
| 2022 | $5,254.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4809 Lake Shore Pl in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4809 Lake Shore Pl is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 64% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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