McHenry County property record for 4809 Howard St, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 864 sqft · built 1964 |
| Lot Size | 0.273 acres (11,911 sqft) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-07-252-013 |
| Primary APN | 10-07-252-013 |
|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Gross Area | 1,728 sqft |
| 1st Floor Area | 864 sqft |
| Year Built | Built 1964 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Lot Area | 11,911 sqft |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 4809 HOWARD ST |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-7991 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 884272 LT 320 PISTAKEE HILLS UNIT 3 |
| Legal Range | 09E |
| Legal Township | 45N |
| Legal Section | 07 |
| Legal Block | 252 |
| Legal Lot Number | 320 |
| Legal Unit | 3 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 870704 |
4809 Howard St is owned by a company and is owner-occupied.
Source: McHenry County records, as of May 13, 2024
| Mailing Address | 1ST MIDWEST BK TR 3005 2801 W JEFFERSON ST, JOLIET, IL 60435 |
|---|---|
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Record Updated | Jun 7, 2026 |
|---|
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Unified School District | Johnsburg Community Unit School District 12 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $45,762 Land $14,628 Building $31,134 | $137,286 Land $43,884 Building $93,402 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4809 Howard St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 16 (1979–2017) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4809 Howard St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-WHISPERING HILLS private · serves 8,300 people · EPA ID IL1115700 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 59 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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