4809 Forest Dr, Loris, SC 29569 Property Records

Horry County property record for 4809 Forest Dr, Loris, SC 29569

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,292 sqft · built 1994
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$427,000 (Aug 2026)
Tax Bill	$2,197 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`186-04-01-0022`

Property Details

APN / Parcel Number

Primary APN	`186-04-01-0022`
Alternative APN	`0481104006`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,292 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	34,848 sqft (0.8 acres)
Garage Type	Carport
Garage Area	345 sqft
Carport	Carport
Carport Area	345 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	680 sqft
Porch	Slab
Deck Area	175 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	4809 FOREST DR
City	LORIS
State	SC
Zip	29569-3119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SIMPSON CREEK; LOT A & PT OF LT B
Legal Subdivision	SIMPSON CREEK
Legal Lot Number	A
Jurisdiction	HORRY SC
Township / Civil Division	LORIS
Census Block Group	2
Census Block	2077
Census Tract	20202

Owner

Source: Horry County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4809 FOREST DR, LORIS, SC 29569-3119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Warranty Deed, Transfer · Conventional Mortgage CHAMPIONS FUNDING LLC
Apr 27, 2022	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2026 · Amount on Record
Deed Sale	Aug 19, 2026 · Amount on Record
Prior Sale	Apr 27, 2022 · Amount on Record
Deed Document Number	202692094
Deed Book / Page	5116 / 1578
Prior Transfer Date	Oct 21, 2013
Prior Transfer Doc	0000136633
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Aug 19, 2026
Property Address	4809 FOREST DR, LORIS, SC 29569-3119
Document Number	0000092094
Book / Page	5116 / 1578
Instrument Date	Aug 13, 2026
Instrument	202692094
Transaction Type	Transfer
Record Updated	Sep 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4809 FOREST DR, LORIS, SC 29569-3119

Mortgage

Document Number	7076002139,
Date	Aug 19, 2026
Book Page	7076/2139

Lender

Name	CHAMPIONS FUNDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Apr 27, 2022
Property Address	4809 FOREST DR, LORIS, SC 29569-3119
Document Number	0045440163
Book / Page	4544 / 163
Instrument Date	Apr 26, 2022
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 BALTIMORE CT, WINNABOW, NC 28479-5678
Investor	Possibly a Property Investor

Mortgage

Document Number	0006552956
Date	Apr 27, 2022
Instrument	6552/956

Lender

Name	FLAGSTAR BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Loris City
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,197.00 (-59.41%)		$323,083 (-) Land $30,600 Building $292,483
2024	$5,413.00 (+151.18%)	$12,923 (+52.2%) Land $1,224 Building $11,699	$323,083 (+45.28%) Land $30,600 Building $292,483
2023	$2,155.00 (+45.9%)	$8,491 (-4.54%) Land $1,013 Building $7,478	$222,380 (-) Land $26,780 Building $195,600
2021	$1,477.00	$8,895 Land $1,071 Building $7,824	$222,380 Land $26,780 Building $195,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	17 (2015–2024)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Idalia, Aug 2023 · 4 claims Hurricane Florence, Sep 2018 · 6 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LORIS serves 4,350 people · EPA ID SC2610010
Water Source	Purchased surface water from GRAND STRAND W&SA/BULL CREEK
Last State Inspection	Oct 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum.

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