4809 Echo Ridge Rd, Rocklin, CA 95677 Property Records

Placer County property record for 4809 Echo Ridge Rd, Rocklin, CA 95677

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,288 sqft · built 2001
Lot Size	0.32 acres (13,949 sqft)
Owner	Individual Name on Record
Last Sale	$775,000 (Aug 2020)
Tax Bill	$7,682 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`046-430-025-000`

Property Details

APN / Parcel Number

Primary APN	`046-430-025-000`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Building Area	3,288 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	13,949 sqft (0.32 acres)
Garage Area	606 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4809 ECHO RIDGE RD
City	ROCKLIN
State	CA
Zip	95677-4512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 SOUTH RIDGE ESTATES MOR U-66
Legal Subdivision	SOUTH RIDGE ESTATES
Legal Lot Number	25
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	1
Census Block	1009
Census Tract	21109

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4809 ECHO RIDGE RD, ROCKLIN, CA 95677-4512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed of Trust, Mortgage · SBA Mortgage PLUMAS BANK
Jul 27, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 18, 2020	Grant Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC
Aug 5, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 18, 2019	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK
Feb 7, 2018	Quit Claim Deed, Transfer Quitclaim
Nov 9, 2017	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2020 · Amount on Record
Deed Sale	Aug 18, 2020 · Amount on Record
Prior Sale	Nov 9, 2017 · Amount on Record
Deed Document Number	202087502
Prior Transfer Date	Jul 30, 2020
Prior Transfer Doc	0000081487
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4809 ECHO RIDGE RD, ROCKLIN, CA 95677-4512
Transaction Type	Mortgage
Record Updated	Dec 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4809 ECHO RIDGE RD, ROCKLIN, CA 95677-4512

Mortgage

Document Number	0000130133
Date	Oct 21, 2021
Instrument	2021-0130133

Lender

Name	PLUMAS BANK
Type	Bank
Address	AUBURN, CA 95603

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4809 ECHO RIDGE RD, ROCKLIN, CA 95677-4512
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4809 ECHO RIDGE RD, ROCKLIN, CA 95677-4512

Mortgage

Document Number	0000095176
Date	Jul 27, 2021
Instrument	2021-0095176

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Aug 18, 2020
Property Address	4809 ECHO RIDGE RD, ROCKLIN, CA 95677-4512
Document Number	0000087502
Map Reference	MB U PG 66
Instrument Date	Aug 13, 2020
Instrument	2020-0087502
Transaction Type	Transfer
Record Updated	Dec 9, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8981 CRIMSON RIDGE WAY, ROSEVILLE, CA 95747-7174

Mortgage

Document Number	0000087503
Date	Aug 18, 2020
Instrument	2020-0087503

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Aug 5, 2020
Property Address	4809 ECHO RIDGE RD, ROCKLIN, CA 95677-4512
Document Number	0000081487
Map Reference	MB U PG 66
Instrument Date	Jul 30, 2020
Instrument	2020-0081487
Transaction Type	Transfer
Record Updated	Dec 9, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4809 ECHO RIDGE RD, ROCKLIN, CA 95677-4512

Mortgage

Document Number	0000081488
Date	Aug 5, 2020
Instrument	2020-0081488

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4809 ECHO RIDGE RD, ROCKLIN, CA 95677-4512
Document Number	0000004702
Instrument Date	Jan 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2019
Title Company	SPL EXPRESS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4809 ECHO RIDGE RD ROCKLIN CA 956774512, ROCKLIN, CA 95677-4512

Mortgage

Document Number	0000004702
Date	Jan 28, 2019
Instrument	4702

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	ROSEVILLE, CA 95678

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Feb 7, 2018
Property Address	4809 ECHO RIDGE RD, ROCKLIN, CA 95677-4512
Document Number	0000007921
Instrument Date	Feb 7, 2018
Instrument	7921
Transaction Type	Transfer
Record Updated	Feb 23, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4809 ECHO RIDGE RD ROCKLIN CA 956774512, ROCKLIN, CA 95677-4512

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Nov 9, 2017
Property Address	4809 ECHO RIDGE RD, ROCKLIN, CA 95677-4512
Document Number	0000088439
Map Reference	MAP U PG66
Instrument Date	Oct 26, 2017
Instrument	2017-0088439
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4809 ECHO RIDGE RD, ROCKLIN, CA 95677-4512

Mortgage

Document Number	0000088440
Date	Nov 9, 2017
Instrument	2017-0088440

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Rocklin City
Unified School District	Rocklin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$713,463 (+2%) Land $174,084 Building $539,379
2025	$7,682.00 (+2.41%)	$699,474 (+4.04%) Land $170,671 Building $528,803
2023	$7,501.00 (+2.56%)	$672,315 Land $164,045 Building $508,270
2022	$7,314.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Astound Broadband Cable · Fiber, Fixed Wireless in parts of the area	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, DigitalPath, Succeed.Net, T-Mobile, Xfinity.

Nearby Properties on Echo Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures