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4809 Doc Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4809 Doc Dr, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1995
Square Footage2,064 sqft Living Area
Lot Size12,109 sqft (0.278 acres)
OccupancyOwner Occupied
Last Sale$385,000 (2023)
Tax Bill$5,277.00 (2024)

Property Details

APN / Parcel Number

Primary APN06-26-31-0061-0001-0160
Alternative APNs
  • 263106006100010160
  • 96090

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,064 sqft Living Area
Gross Area2,590 sqft Gross Area
1st Floor1,824 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area12,109 sqft (0.278 acres)
Depth X Width121 ft x 98 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area462 sqft Garage
Patio Area130 sqft Patio
Porch Area304 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4809 DOC DR
CitySAINT CLOUD
StateFL
Zip34771-4855
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionASHLEY OAKS PB 8 PG 44 LOT 16
Legal Range31E
Legal Township26S
Legal Section06
Legal SubdivisionASHLEY OAKS
Legal Tract61
Legal Block160
Legal Lot Number16
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2008
Census Tract43600

Owner

Source: Osceola County records · APN 06-26-31-0061-0001-0160

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4809 DOC DR, SAINT CLOUD, FL 34771-4855
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 06, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PLAINS COMMERCE BANK
Mar 24, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jun 19, 2020Warranty Deed, Transfer · Building or Construction Mortgage
CALIBER HM LOANS
Feb 16, 2018Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 06, 2023 · Amount on Record
Deed SaleJan 06, 2023 · Amount on Record
Prior SaleJun 19, 2020 · Amount on Record
Deed Doc Number20232678
Deed Book / Page6341 / 1740
Prior Transfer DateMar 22, 2021
Prior Transfer Doc0059192598
Record RefreshedJun 08, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 06, 2023
Property Address4809 DOC DR, SAINT CLOUD, FL 34771-4855
Document Number0063411740
Book / Page6341 / 1740
Map ReferenceMB 8 PG 44
Instrument DateJan 06, 2023
Instrument2023002678
Transaction TypeTransfer
Record UpdatedJan 23, 2023
Title CompanyCOBBLESTONE TITLE SERVICES LLC, COBBLESTONE TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,695.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4809 DOC DR, SAINT CLOUD, FL 34771-4855

Transferred To (Grantee/Buyer)

NameVerified Name
Address4809 DOC DR, SAINT CLOUD, FL 34771-4855

Mortgage

Document Number0063411742
DateJan 06, 2023
Instrument6341/1742
Lender
NamePLAINS COMMERCE BANK
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2053

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateMar 24, 2021
Property Address4809 DOC DR, SAINT CLOUD, FL 34771-4855
Document Number0059192598
Book / Page5919 / 2598
Map ReferenceMB 8 PG 44
Instrument DateMar 22, 2021
Instrument2021044329
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1831 W CLINTON DR, 1831, SAINT CLOUD, FL 34769-5509

Transferred To (Grantee/Buyer)

NameVerified Name
Address4809 DOC DR, SAINT CLOUD, FL 34771-4855

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 19, 2020
Property Address4809 DOC DR, SAINT CLOUD, FL 34771-4855
Document Number0057401917
Book / Page005740 / 001917
Instrument DateJun 19, 2020
Instrument79143
Transaction TypeTransfer
Record UpdatedJul 30, 2020
Title CompanyNONA TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4809 DOC DR ST CLOUD FL 347714855, ST CLOUD, FL 34771-4855

Mortgage

Document Number57401919
DateJun 19, 2020
Book Page005740/001919
Instrument79144
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term360 Months
DueJun 18, 2050

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4809 DOC DR, SAINT CLOUD, FL 34771-4855
Document Number0052920865
Instrument DateFeb 16, 2018
Transaction TypeMortgage
Record UpdatedMar 26, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
Address4809 DOC DR ST CLOUD FL 347714855, ST CLOUD, FL 34771-4855

Mortgage

Document Number0052920865
DateFeb 26, 2018
Book Page005292/000865
Instrument33320
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 25, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,407.00 (+2.46%) Homeowner's exemption$345,000 (+62.39%) Land $70,000 Building $275,000$345,000 (+6.58%) Land $70,000 Building $275,000
2024$5,277.00 (+72.06%)
2023$3,067.00 (+3.68%) Homeowner's exemption$212,458 (+3%)$323,700 (+27.64%) Land $60,000 Building $263,700
2022$2,958.00 Homeowner's exemption$206,270$253,600 Land $50,000 Building $203,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 36% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 2,439 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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