4809 Davison Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 4809 Davison Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,844 sqft · built 1990
Lot Size	3.08 acres (134,165 sqft)
Owner	2 Individual Names on Record
Last Sale	$128,750 (Mar 2008)
Tax Bill	$915 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`008-004-040-10`

Property Details

APN / Parcel Number

Primary APN	`008-004-040-10`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,844 sqft Living Area
1st Floor Area	1,844 sqft
Basement Area	264 sqft
Flooring	Carpet

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	134,165 sqft (3.08 acres)
Garage Area	2,200 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4809 DAVISON RD
City	LAPEER
State	MI
Zip	48446-3524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	. SEC 4 & 9 T7N, R9E BEG AT PT THAT IS N 00 DEG 16' 13 E 466.10 FT & N 84 DEG 40' W 109.17 FT & ON A CURVE TO THE LEFT
Legal Range	09E
Legal Township	07N
Legal Section	04
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1019
Census Tract	336000

Owner

Source: Lapeer County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4809 DAVISON RD, LAPEER, MI 48446-3524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Apr 9, 2018	Deed of Trust, Mortgage · FHA Mortgage HALL FINANCIAL GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2008 · Amount on Record
Deed Sale	Mar 25, 2008 · Amount on Record
Prior Sale	Feb 21, 2007 · Amount on Record
Deed Book / Page	2320 / 699
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4809 DAVISON RD, LAPEER, MI 48446-3524
Transaction Type	Mortgage
Record Updated	Jun 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4809 DAVISON RD, LAPEER, MI 48446-3524

Mortgage

Document Number	0031980652
Date	Apr 29, 2021
Book Page	3198/652

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4809 DAVISON RD, LAPEER, MI 48446-3524
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029540504
Date	Apr 9, 2018
Book Page	2954/504

Lender

Name	HALL FINANCIAL GROUP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	229 Months
Due	May 1, 2037

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of August 14, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$915.00 (-50.51%) Homeowner's exemption	$167,900 (+11.56%)	$335,800 (+11.56%)
2023		$150,500	$301,000
2022	$1,849.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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