Hillsborough County property record for 4809 Cheval Blvd, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,347 sqft · built 1988 |
| Lot Size | 1.31 acres (57,495 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,844 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012984-0130 |
| Primary APN | 012984-0130 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,347 sqft Living Area |
| Gross Area | 4,931 sqft |
| 1st Floor Area | 2,297 sqft |
| Upper Floors Area | 1,050 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 57,495 sqft |
| Lot Dimensions | 200 ft deep x 162 ft wide |
| View / Lot | Pond |
| Garage Type | Attached |
| Garage Area | 920 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Pool Area | 512 sqft |
| Porch | Open Porch |
| Porch Area | 384 sqft |
| Patio Area | 560 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0129840130 |
|---|---|
| Street Address | 4809 CHEVAL BLVD |
| City | LUTZ |
| State | FL |
| Zip | 33558-5338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | CHEVAL POLO AND GOLF CLUB PHASE ONE A LOT 6 BLOCK 2 |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 09 |
| Legal Subdivision | CHEVAL POLO AND GOLF CLUB PHASE ONE A |
| Legal Phase | 1 |
| Legal Tract | ID |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | KEYSTONE-CITRUS PARK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11522 |
4809 Cheval Blvd is owned and occupied by two individuals.
Source: Hillsborough County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4809 CHEVAL BLVD, LUTZ, FL 33558-5338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Feb 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 4809 CHEVAL BLVD, LUTZ, FL 33558-5338 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0271090430 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 27109/0430 |
| Instrument | 2019491341 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 4809 CHEVAL BLVD, LUTZ, FL 33558-5338 |
| Document Number | 0255850173 |
| Instrument Date | Feb 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4809 CHEVAL BLVD LUTZ FL 335585338, LUTZ, FL 33558-5338 |
| Document Number | 0255850173 |
|---|---|
| Date | Feb 28, 2018 |
| Book Page | 025585/000173 |
| Instrument | 78766 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 27, 2048 |
The 2025 property tax bill for 4809 Cheval Blvd was $10,844 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $619,500 (+2.7%) | $907,599 (+2.74%) Land $384,912 Building $522,687 | |
| 2025 | $10,844.00 Homeowner's exemption | $603,213 | $883,359 Land $346,421 Building $536,938 |
| 2023 | $10,081.00 (+3.26%) Homeowner's exemption | $569,139 (+3%) | $873,065 (+13.82%) Land $307,930 Building $565,135 |
| 2022 | $9,763.00 Homeowner's exemption | $552,562 | $767,085 Land $230,947 Building $536,138 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4809 Cheval Blvd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 67 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 67 in force |
| Nearby Flood Claims | 3 (2004–2015) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4809 Cheval Blvd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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