48088 Haddock Rd, Hilliard, FL 32046 Property Records

Nassau County property record for 48088 Haddock Rd, Hilliard, FL 32046

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,480 sqft · built 1974
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,000 (Oct 2024)
Tax Bill	$1,747 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2023 Sale & Construction Loan + 1 more
Flood Zone	Zone A (high risk)
APN	`19-4N-25-0000-0002-0160`

Property Details

APN / Parcel Number

Primary APN	`19-4N-25-0000-0002-0160`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,480 sqft Living Area
1st Floor Area	1,480 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	44,431 sqft (1.02 acres)
Porch	Finished/Open Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	48088 HADDOCK RD
City	HILLIARD
State	FL
Zip	32046-2908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	PT OF SEC 18-4N-25E & PT OF SEC 19-4N-25E IN OR 2744/249
Legal Range	25E
Legal Township	04N
Legal Section	19
Legal Block	160
Legal Lot Number	2
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	2
Census Block	2008
Census Tract	50402

Owner

Source: Nassau County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48088 HADDOCK RD, HILLIARD, FL 32046-2908
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Sep 19, 2023	Warranty Deed, Transfer · Construction Mortgage KIAVI FUNDING INC
May 13, 2020	Warranty Deed, Transfer · Conventional Mortgage JET HOMELOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2024 · Amount on Record
Deed Sale	Oct 17, 2024 · Amount on Record
Prior Sale	Sep 19, 2023 · Amount on Record
Deed Document Number	202429143
Deed Book / Page	2744 / 249
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Recording Date	Jun 10, 2026
Property Address	48088 HADDOCK RD, HILLIARD, FL 32046-2908
Document Number	0000017575
Book / Page	2874 / 755
Instrument Date	May 20, 2026
Instrument	202617575
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48088 HADDOCK RD, HILLIARD, FL 32046-2908
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017575,
Date	Jun 10, 2026
Book Page	2874/755
Instrument	202617575

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Nov 1, 2054

Interest

Rate	6.23%
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Sep 19, 2023
Property Address	48088 HADDOCK RD, HILLIARD, FL 32046-2908
Document Number	0026680485
Book / Page	2668 / 485
Instrument Date	Sep 15, 2023
Instrument	202345028590
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	TITLE AMERICA RE CLOSINGS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,337.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2092 FOREST DR, INVERNESS, FL 34453-3800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 CENTRE RD STE 403A, 403A, WILMINGTON, DE 19805-1270

Mortgage

Document Number	0026680488
Date	Sep 19, 2023
Book Page	2668/488
Instrument	202345028591

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company
Address	PITTSBURGH, PA 15212

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	May 13, 2020
Property Address	48088 HADDOCK RD, HILLIARD, FL 32046-2908
Document Number	0023601566
Book / Page	2360 / 1566
Instrument Date	May 4, 2020
Instrument	202045014294
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48164 RED HOWEL LN, 48164, EATON PARK, FL 33840

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48088 HADDOCK RD, HILLIARD, FL 32046-2908

Mortgage

Document Number	0023601568
Date	May 13, 2020
Instrument	2360/1568

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,747.00 (-54.29%)	$154,199 (-36.96%)	$247,647 (+1.24%) Land $45,900 Building $201,747
2024	$3,822.00 (+56.13%)	$244,612 (+26.54%) Land $35,700 Building $208,912	$244,612 (+4.01%) Land $35,700 Building $208,912
2023	$2,448.00 (+10.87%) Homeowner's exemption	$193,305 (+3%)	$235,191 (+25.32%) Land $35,700 Building $199,491
2022	$2,208.00 Homeowner's exemption	$187,675 Land $35,700 Building $151,975	$187,675 Land $35,700 Building $151,975

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL · Fiber in parts of the area	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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