Manatee County property record for 4808 Turtle Bay Ter, Bradenton, FL 34203
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,120 sqft · built 2002 |
| Lot Size | 0.217 acres (9,462 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Jun 2017) |
| Tax Bill | $6,380 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16977-2685-9 |
| Primary APN | 16977-2685-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,120 sqft Living Area |
| Gross Area | 2,690 sqft |
| 1st Floor Area | 2,120 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,462 sqft (0.217 acres) |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 324 sqft |
| Porch | Screened Porch |
| Porch Area | 170 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 4808 TURTLE BAY TER |
|---|---|
| City | BRADENTON |
| State | FL |
| Zip | 34203-3156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | LOT 230 SABAL HARBOUR PHASE VI PI#16977.2685/9 |
| Legal Range | 18E |
| Legal Township | 35S |
| Legal Section | 09 |
| Legal Subdivision | SABAL HARBOUR PHASE VI |
| Legal Tract | 01697707 |
| Legal Lot Number | 230 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 804 |
Source: Manatee County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4808 TURTLE BAY TER, BRADENTON, FL 34203-3156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Jun 7, 2017 | Warranty Deed, Transfer · Conventional with PMI CAPITAL CMNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2017 · Amount on File |
| Deed Sale | Jun 7, 2017 · Amount on File |
| Prior Sale | Nov 8, 2013 · Amount on File |
| Deed Document Number | 201754342 |
| Prior Transfer Date | May 5, 2005 |
| Prior Transfer Doc | 0021202993 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 4808 TURTLE BAY TER, BRADENTON, FL 34203-3156 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4808 TURTLE BAY TER, BRADEN RIVER, FL 34203-3156 |
| Document Number | 202141118139 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 202141118139 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Jun 7, 2017 |
| Property Address | 4808 TURTLE BAY TER, BRADENTON, FL 34203-3156 |
| Document Number | 0026780585 |
| Book / Page | 002678 / 000585 |
| Instrument Date | May 31, 2017 |
| Instrument | 41054342 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4808 TURTLE BAY TER BRADENTON FL 342033156, BRADENTON, FL 34203-3156 |
| Document Number | 26780587 |
|---|---|
| Date | Jun 7, 2017 |
| Book Page | 002678/000587 |
| Instrument | 41054343 |
| Name | CAPITAL CMNTY BK |
|---|---|
| Type | Bank |
| Address | OREM, UT 84058 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 6, 2047 |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $427,086 (-5.12%) | $444,394 (-1.28%) Land $48,450 Building $395,944 | |
| 2025 | $6,380.00 (+4.2%) | $450,135 (-1.6%) Land $48,450 Building $401,685 | $450,135 (-1.6%) Land $48,450 Building $401,685 |
| 2024 | $6,123.00 (+2.6%) | ||
| 2023 | $5,968.00 (+11.24%) | $457,441 (+14.98%) Land $48,450 Building $408,991 | $457,441 (+14.98%) Land $48,450 Building $408,991 |
| 2022 | $5,365.00 | $397,851 Land $47,500 Building $350,351 | $397,851 Land $47,500 Building $350,351 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 6 (1998–2024) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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